by Daniel Brouse June 8, 2023 The Economic Monsters: Inflation and Interest Rates I Economic Forecast = Inflation (2018) II Inflation Bites (2022) III U.S. Mass Consumption Results in Global Economic Disparity, Inequity, and Poverty (2023) IV Investment Recommendation: Savings Bonds / I Bonds (2023) Part V: Your National Debt The federal government currently has […]
Category Archives: Finance
Your National Debt
Climate Change Impacts on Flood Risks and Real Estate Values
by Daniel Brouse and Sidd Mukherjee February 26, 2023 Climate change poses many risks to real estate values. In general, as energy is added to a system, the fluctuations in the system increase. So, we expect more storms, more droughts, more wildfires, more floods, more fluctuations of all kinds. What we are saying is that […]
Real Estate Underwater: Displacement and Climate Refugees
by Daniel Brouse February 22, 2023 For years climate scientists have been trying to develop models for the real estate market impacted by rising sea levels. Florida is proving to be a microcosm of coastal real estate. “Everybody thinks this is a God-given sea level,” Harold Wanless, who heads the University of Miami’s geology department […]
Economic Update: Inflation, Interest Rates, AI, Consumer Spending, Climate Change, and Fiscal Policy
by Daniel Brouse February 3, 2023 This article is about the economic conditions up to 2023 and a forecast for the foreseeable future. It helps to understand fiscal and monetary polices prior to reading the following. In 2022 and 2023, the Federal Reserve raised their interest rates charged to other banks 4.75 percent in an […]
Investment Recommendation: Savings Bonds / I Bonds
January 11, 2023 One of the best investments is Treasury Direct I Bonds. I Bonds’ interest rates are determined by the rate of inflation. The rate of return on January 11, 2023 is 6.89%. I Bonds can be purchased directly from the Treasury Department without a middle man, brokerage, or bank. There is no risk […]
Immigration and the Wage Inflation Spiral
An important factor in our inflation situation is immigration. The US has stagnant population growth (as does the UK, EU, etc. Japan has a declining population.) During the Trump administration, the US drastically curtailed immigration. The Biden administration continues to do so today. The result has been wage inflation. The wage inflation that started in […]
The Federal Reserve, the Treasury, and You
We were talking about a graph of the record high stock market… and, I said: You definitely need to keep this graph with it… the main reason the stock market is at this level is because the Federal Reserve has been buying stocks and bonds… lots of them. (That’s over 7 trillion pictured in the […]
Daniel Brouse: About the Author
Q: Any background on membrane .com? A: In 1994, I started a publishing company with another scientist (low temperature physicist and co-builder of the Ohio States supercomputer). The name of the publishing company is The Philadelphia Spirit Experiment. As the name suggests, it is a scientific experiment in the publishing of arts and science. At […]