Category Archives: weather

Insurance, and the Lack Thereof

The Washington Post reported, “Home insurers cut natural disasters from policies as climate risks grow“. “Allstate, American Family, Nationwide, Erie Insurance Group and Berkshire Hathaway — have told regulators that extreme weather patterns caused by climate change have led them to stop writing coverages in some regions, exclude protections from various weather events and raise […]

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Health Impacts of Air Pollution

By Daniel Brouse June 30, 2023 The health impacts of air pollution are both cumulative and irreversible. The more polluted the air, the more severe the effects. The more polluted air you breathe over time, the more severe the effects. That is to say breathing “Moderate” quality air for 3 days might be similar to […]

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Europe Drought: And Yes, All Fish Will Die

Water wars… coming to a town near you: * Europe hydrogeneration is down 20% in France, down 30% in Italy, and down 50% in Spain. And, did you know solar panels are less efficient in high temperatures? There is more resistance in all power lines, too. * Germany the Rhine water levels fall to new […]

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2022 Climate Refugees in the USA

Climate change will eventually cause most American’s real estate to become worthless and uninhabitable. “Currently, we have crossed the tipping point when human induced climate change triggers a chain reaction of feedback loops. The Earth will exceed 1.5 degrees Celsius (average global surface temperature over the surface of the earth for ten years) by the […]

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Extreme Rainfall–surge Hazard Risks

by Daniel Brouse Most climate change models forecast rising sea levels as the predominant threat of a warming climate to flood risks. Though sea level rise is of great concern, so should be extreme rainfall. Both the sea and air temperatures are rising. Warm air can hold more moisture than cool air. Warmer sea temperatures […]

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25% of Critical Infrastructure at Risk of Flooding

The First Street Foundation, a nonprofit research and technology group that assesses the threat posed by flooding across the country, released a report that found one-forth of critical infrastructure in the USA is at risk of flooding including: police and fire stations, hospitals, airports and wastewater treatment facilities. “With an increasing number of flooding 1events […]

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The Cost of Flood Insurance

An article in the New York Times entitled The Cost of Insuring Expensive Waterfront Homes Is About to Skyrocket states, “Federal officials say the goal is fairness — and also getting homeowners to understand the extent of the risk they face, and perhaps move to safer ground, reducing the human and financial toll of disasters.” […]

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Coastal Real Estate Financial Crisis

The rising sea level is putting a trillion dollars of real estate at high risk. “The question is no longer if rising seas will erode coastal home values, but who will get stuck with the devalued assets when the markets turn,” reported Dee Gill. “Alarmingly, more than half of that (at-risk property) exposure is estimated […]

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National Flood Insurance Program Increasing Rates

FEMA is updating the National Flood Insurance Program’s (NFIP) risk rating methodology through the implementation of a new pricing methodology called Risk Rating 2.0. The methodology leverages industry best practices and cutting-edge technology to enable FEMA to deliver rates that are actuarily sound, equitable, easier to understand and better reflect a property’s flood risk. The […]

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Daniel Brouse: About the Author

Q: Any background on membrane .com? A: In 1994, I started a publishing company with another scientist (low temperature physicist and co-builder of the Ohio States supercomputer). The name of the publishing company is The Philadelphia Spirit Experiment. As the name suggests, it is a scientific experiment in the publishing of arts and science. At […]

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