Category Archives: Environment

Environment

Climate Change Disasters Scare Off Insurance Industry

Australian insurance companies are becoming leery of insuring high risk properties. Climate change disasters could scare off the Australian home insurance industry “The idea of parts of Australia being so exposed to natural disasters that they aren’t able to get home insurance seems scary but that’s exactly what insurers are warning of as climate change […]

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Financial Risks From Climate Change

A New York Times Report on Federal Reserve Bank of San Francisco * Home values could fall significantly. * Banks could stop lending to flood-prone communities. * Towns could lose the tax money they need to build sea walls and other protections. * Volatility related to climate change has become “increasingly relevant” as a consideration […]

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Climate Change, Real Estate Mortgages, Flood Insurance and You

From https://www.reuters.com/article/us-climatechange-mortgages-idUSKBN1WE0D3 “The market’s failure to integrate climate science with investment analysis has created a mispricing phenomenon that is possibly larger than the mortgage credit bubble of the mid-2000s” “a key culprit for the mispriced risk in the U.S. mortgage market is outdated flood maps drawn by the federal government.” “Due to budget cuts, more […]

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The Ocean and Cryosphere in a Changing Climate

The latest Intergovernmental Panelon Climate Change (IPCC)Special Report high lights the urgency of prioritizing timely, ambitious and coordinated action to address unprecedented and enduring changes in the ocean and cryosphere. The report states the sea level is rising much faster than previously forecast. The Intergovernmental Panel on Climate Change (IPCC) warns one billion people will […]

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Climate change jumps to biggest risk for insurers.

Casualty Actuarial Society 12th Annual Survey of Emerging RisksKey Findings Top Current Risk 1.Climate change 12th-emerging-risk-survey

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Ocean Front Property

Sidd said: It has been fifteen years i think i said “The ocean is very large and wants in your basement” Nyhoo, here’s an article https://news.sky.com/story/dont-buy-coastal-properties-un-scientists-issue-stark-warning-on-climate-11819030 No part of the planet will be spared a climate crisis as oceans warm and glaciers and ice sheets melt, according to a report by United Nations scientists. The […]

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Flood Insurance Risk

From Investors and Bond-Rating Analysts Are Working to Quantify Risks from Climate Change Bonds, insurance, climate risk: “a cataclysmic issue” “Going forward, cities that lack the resources to invest in climate remediation may see their credit ratings decline as result” “Those longer-term risks “are not priced into the market today,” He cited the difficulty of […]

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Volumetric or Cubical Expansion Coefficients of Water?

I asked: I’ve been trying to consider the Volumetric or Cubical Expansion Coefficients of Liquids and how it relates to water and climate change It’s hard to wrap my head around… especially when you add melting sea ice to the equation What do you think? Will warmer water increase sea level rise even greater… the […]

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Coastal Flooding

open access paper on flood risk: 100yr floods will occur every year in New England and Midatlantic United States 1-30 yr repeat time for coast further south https://www.nature.com/articles/s41467-019-11755-z

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Real Estate Value and Rising Sea Level

“A very simple way of thinking about it is that it will be tens of thousands of dollars per resident in places that may not have a large tax base” “Globally, the question of equity is even more acute, with cities in developed nations far better able to fund climate change adaptation projects than in […]

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