by Daniel Brouse October 1, 2025 Neptune Flood, the largest private flood insurance company in the U.S., went public today, October 1, 2025, with its initial public offering (IPO) on the New York Stock Exchange under the ticker symbol “NP.” The St. Petersburg, Florida-based company raised $368 million by selling over 18 million shares at […]
Tag Archives: real estate
Neptune Flood IPO: Riding the Rising Tide of Climate Risk
Posted in Business, Finance, Global Warming, Science, Security
Also tagged climate change, economy, flood insurance, insurance
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Cape Coral’s Collapse: How Climate Risk and Insurance Costs Broke Florida’s Hottest Housing Market
by Daniel Brouse August 21, 2025 Cape Coral, Florida, has gone from one of the fastest-rising housing markets in the country to arguably the worst real estate market in the United States. During the early years of the pandemic, the city experienced a frenzy of demand. Median home prices skyrocketed nearly 75% in just three […]
Posted in Business, Environment, Finance, Global Warming, Science
Also tagged climate change, flood insurance, insurance
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U.S. Halts Beach Replenishment Funding for the First Time in 29 Years, Leaving Shore Towns Exposed
by Daniel Brouse July 22, 2025 For the first time since 1996, Congress has allocated zero dollars for federal beach replenishment, halting nearly three decades of continuous support for projects that combat beach erosion along the U.S. coast. Typically, Congress sets aside $100 million to $200 million annually for these efforts, which involve dredging sand […]
Posted in Agriculture, Business, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, Politics, Science, Security, Society, taxes, weather
Also tagged climate change, economy
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Climate-Fueled Insurance and Tax Hikes Are Driving Mortgage Delinquencies
by Daniel BrouseJuly 21, 2025 Mortgage delinquencies are climbing across the United States, with southern states like Florida, Georgia, and South Carolina facing the steepest increases. A major driver? Escrow payments — which cover property taxes and insurance premiums — have surged by 62% nationally over the last five years, a spike fueled largely by […]
Posted in Business, Environment, Finance, freedom, Global Warming, Government, liberty, Politics, Science, taxes
Also tagged climate change, economy, flood insurance, insurance
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Walk the Poop Before You Talk the Transition
By Daniel Brouse July 18, 2025 Now that many people are finally waking up to the collapse of the climate and social systems, I hope my background as an economist focused on risk management can help illuminate the path forward. Ideally, we would have followed sound risk management decades ago to avoid reaching this crisis […]
Posted in Agriculture, Business, children, Education, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, liberty, Science, Security, Society, Trees
Also tagged climate change, economy
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Fiscal Policy in the Chaos: How America’s Current Path Accelerates Economic Collapse
by Daniel BrouseJuly 17, 2025 I’ve been getting a lot of great questions about two nonlinear, dynamic systems: climate collapse and economic collapse. Just as the climate system consists of interconnected subsystems, so too does the world economy. This chapter examines how current U.S. fiscal policy is a critical driver within this chaotic system, accelerating […]
Posted in Agriculture, Business, Education, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, International, Law, liberty, Medicine, Politics, Science, Security, Society, taxes, Trees, weather
Also tagged economy
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Tipping Cascades: The Nonlinear Dominoes of Climate Collapse
by Daniel Brouse July 14, 2025 My latest deep reflection has centered on how tipping points have triggered self-sustaining feedback loops in the climate system. We knew this was coming—and it is now here. Luckily, I was prepared for that part. What I could not fully envision in my mind’s eye was how the interplay […]
Posted in Agriculture, Business, Education, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, History, International, Law, liberty, Politics, Science, Security, Society, taxes, War And Peace
Also tagged climate science, economy, extreme weather events, insurance
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Hydroclimate Whiplash: America’s Flood Disaster Signals Accelerating Climate Chaos
by Daniel Brouse July 9, 2025 Hydroclimate whiplash describes the extreme swings between severe droughts and catastrophic floods, a phenomenon intensified by climate change. Another term, Drought-Flood Abrupt Alternation (DFAA), highlights how these sudden shifts compound the vulnerability of communities already stretched thin by recurring climate disasters. In the past week alone, the United States […]
Posted in Agriculture, Business, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, liberty, Science
Also tagged climate change, economy, flood insurance, insurance
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Florida’s Condo Collapse: Climate Physics, Soaring Costs, and the End of Coastal Wealth
by Daniel Brouse July 6, 2025 Insurance: The First Casualty of Climate Collapse in Florida and Beyond Check out the powerful physics explained below — Wind and water forces scale with the square of velocity (v²) Yesterday, we discussed the failing insurance markets in Texas. Today, we turn to Florida, where the insurance industry is […]
Posted in Business, Energy, Environment, Global Warming, health and wellness, Science
Also tagged climate change, economy, extreme weather events, insurance
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From Mathematics to Climate Leadership: Sarah Kapnick’s Vision for Climate-Integrated Finance and Infrastructure Resilience
by Daniel Brouse July 1, 2025 Sarah Kapnick’s journey—from a Goldman Sachs analyst to NOAA’s chief scientist and now global head of climate advisory at JPMorgan Chase—reflects a career spent aligning climate science with financial and infrastructure decisions. She has long recognized the urgent intersection of climate risk and financial planning, an urgency that has […]
Posted in Agriculture, Business, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, International, Politics, Science, Security, Society, taxes
Also tagged climate change, economy, insurance
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