Tag Archives: real estate

Rising Seas and Declining Infrastructure

Miami’s Other Water Problem — If a coastal neighborhood will have to be abandoned anyway, is it worth spending money on new sewers? “People will hang on with their fingernails to keep what they’ve got,” Stoddard says. “But who’s going to move here? And that’s what’s going to kill us.” — Read the whole thing. […]

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Flood Risk and Real Estate Values

The risk of floods increasing do to human induced climate change is affecting real estate values. Though the risk is increasing in all flood zones, coastal areas are already feeling the pain. Most homeowner’s don’t know about flood insurance until they need it. Then, it is too late. Bloomberg News reports: Recent research confirms that […]

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When Your Property Goes Underwater

The right to the free flow of water has long maintained “public right-of-way easements” in the United States. In general, if a waterway is navigable, it is a public right-of-way; however, the results of climate change and rising sea levels have turned people’s private property into navigable waterways. An article in Bloomberg entitled The Fighting […]

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Rising Flood Frequency

The Journal Nature published an article entitled “Attack of the extreme floods: As the oceans rise, researchers aim to forecast where severe storms will trigger the worst flooding.” “the height of what constitutes a 50-year flood event has risen by more than 10 centimeters per decade in some places” “A rule of thumb holds that […]

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Floridians: You’re At Risk of Flooding

If you purchase real estate in a flood plain and obtain a mortgage, you will be required to purchase flood insurance. Roy Wright oversees the Federal Emergency Management Agency’s (FEMA) National Flood Insurance Program. In a presentation to the Insurance-& Risk-Linked Securities Conference, Wright said to forget about checking the flood plain maps and check […]

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The Economic Monsters: Inflation and Interest Rates

Economist Economic Forecast = Inflation (2018) Inflation Bites (2022) U.S. Mass Consumption Results in Global Economic Disparity, Inequity, and Poverty (2023) Investment Recommendation: Savings Bonds / I Bonds (2023) Your National Debt (2023) Economic Facts on Immigration, Budget Deficits and Inflation (2024) The Federal Reserve and the Chevron Decision (2024) Drill, Baby, Drill: The Existential […]

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Sea Level Rise and Property Values

“Disaster on the Horizon: The Price Effect of Sea Level Rise” Asaf Bernstein, Matthew Gustafson, and Ryan Lewis. Sea level rise coming home, the market is paying attention (Halleluia! who woulda thunk it. The real estate market, especially on the coasts is a wretched hive of villainy)) The first sentence of the abstract is “Homes […]

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Climate Change And Credit

by Daniel Brouse Part of a series of articles on Climate Change And Flood Insurance Homeowners living in flood plain have learned the hard way that climate change has effected their ability to get a mortgage. As the sea level rises and extreme weather events intensify, homeowners have found their insurance rates increasing or their […]

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Real Estate and the Rising Sea Level

by Daniel Brouse “Living near the water is incredibly appealing for people around the country, but it also comes with additional considerations for buyers and homeowners,” Zillow chief economist Svenja Gudell wrote in a new report. “Homes in low-lying areas are also more susceptible to storm flooding and these risks could be realized on a […]

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Flood Insurance and Rising Sea Levels

by Daniel Brouse Q: Who pays for flood insurance? A: The United States government, FEMA, covers losses for people that pay flood insurance premiums. Q: Does your homeowners insurance policy cover you in the event of flooding? A: No. Flood insurance coverage is very limited. For instance, basements and belonging in a basement are not […]

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