The First Street Foundation’s report, “Climate, the Sixth ‘C’ of Credit,” introduces climate risk as a critical factor in credit assessments, alongside the traditional five Cs: character, capacity, capital, conditions, and collateral. This addition reflects the growing impact of climate-related events on mortgage markets and financial stability. Key Findings 1. Climate Risk as a Credit […]
Tag Archives: climate change
Climate Risk: The Sixth ‘C’ Transforming Credit and Mortgage Markets
Posted in Business, Environment, Finance, Global Warming, Science
Also tagged flood insurance
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Trump’s War on Climate Science: Shuttering NASA’s GISS and Silencing the Truth
by Daniel Brouse May 24, 2025 For nearly 60 years, NASA’s Goddard Institute for Space Studies (GISS) has been one of the world’s leading climate research centers. Tucked atop a Columbia University building in Manhattan since 1966, it played a pivotal role in the early modeling of climate change, helped interpret Earth-observing satellite data, and […]
Posted in Education, Energy, Environment, Global Warming, Government, health and wellness, Science
Tagged climate change
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Misleading Claims on Gas Prices, Inflation, and the Economy: A Closer Look at the Facts
by Daniel Brouse May 10, 2025 “‘Too Late’ Jerome Powell is a FOOL, who doesn’t have a clue. Other than that, I like him very much! Oil and Energy way down, almost all costs (groceries and ‘eggs’) down, virtually NO INFLATION, Tariff Money Pouring Into the U.S. — THE EXACT OPPOSITE OF ‘TOO LATE!’ ENJOY!”— […]
Posted in Agriculture, Business, Education, Energy, Environment, Finance, freedom, Global Warming, Government, International, liberty, Politics, Science, Society, taxes
Also tagged economy
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Weak La Niña Fades Quickly, Pointing to Deeper Climate Disruptions
by Daniel Brouse May 10, 2025 The lingering effects of this past winter’s La Niña are rapidly diminishing, with the tropical Pacific climate now settling into ENSO-neutral conditions. Sea surface temperatures (SSTs) in the central equatorial Pacific are currently only slightly below average, and key atmospheric indicators—such as trade winds and convection patterns—still show faint […]
Climate Denial and Disaster Capitalism: How $1.4 Billion in Hurricane Helene Aid Exposes the Cost of Ignoring Science
by Daniel Brouse May 6, 2025 The $1.4 billion in federal grants allocated to North Carolina for Hurricane Helene recovery is a textbook example of what’s wrong with President Trump’s economic and environmental legacy. These funds, distributed through the U.S. Department of Housing and Urban Development’s (HUD) Community Development Block Grant–Disaster Recovery (CDBG-DR) program, are […]
Posted in Agriculture, Business, Education, Energy, Environment, Finance, freedom, Global Warming, Government, International, liberty, Politics, Science, taxes
Also tagged extreme weather events
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Bozo the Rodeo Clown and the Accidental Hits: Music, Message, and the Madness of Our Times
By Daniel Brouse May 6, 2025 The music business remains one of the strangest combinations of art, science, and economics. It’s a world where emotional resonance trumps logic, and where market forces, social movements, and sheer randomness collide to define success. I should know—I put the first record company on the internet back in 1992. […]
Posted in Business, Environment, Finance, freedom, Global Warming, Government, History, International, Internet, liberty, Media, music, Politics, Science
Also tagged economy
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Natural Climate Control Tools : Plants
by Daniel Brouse May 3, 2025 Smart Planting for a Comfortable Home: Using Indoor and Outdoor Plants to Warm in Winter and Cool in Summer Plants do much more than beautify our surroundings—they can also play a critical role in making our homes more energy-efficient. With thoughtful placement both outside and inside your windows, plants […]
Posted in Agriculture, Business, Education, Energy, Environment, Global Warming, health and wellness, Science
Tagged climate change
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Economic Outlook: Short-Term Uncertainty and Long-Term Certainty
By Daniel Brouse May 3, 2025 The current economic outlook is defined by a climate of short-term uncertainty paired with an emerging long-term certainty—though not of the reassuring kind. Recent GDP data show the U.S. economy contracting in the first quarter of 2025, signaling the beginning of a potential recession. However, these numbers do not […]
Posted in Business, Environment, Finance, freedom, Global Warming, Government, International, liberty, Politics, Science, taxes
Also tagged economy
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Whiplash Weather: How Climate Change Is Driving Faster, Stronger, and Deadlier Temperature Flips
by Daniel Brouse April 27, 2025 The study “Rapid flips between warm and cold extremes in a warming world” published in Nature Communications found climate change is not just causing more heatwaves or cold spells — it’s making the swings between extremes faster and more violent, posing a new, poorly understood threat to both people […]
Posted in Agriculture, Business, Environment, Finance, Global Warming, health and wellness, Science
Tagged climate change
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The Unraveling of American Leadership: How Trump’s Policies Are Reshaping the Global Order and Undermining U.S. Credibility
by Daniel Brouse April 20, 2025 Donald Trump’s economic, immigration, and environmental policies have had significant ripple effects that are altering the global order and undercutting America’s role as a global leader. Here’s a breakdown of how each domain contributes to these broader consequences: 1. Economic Policies: Nationalism Over Globalism Tariffs and Trade Wars: Trump’s […]
Posted in Agriculture, Business, Education, Energy, Environment, Finance, freedom, Global Warming, Government, History, International, Law, Politics, Science, Security, Society, taxes, War And Peace
Also tagged economy
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