The average annual homeowners insurance premium for a $300,000 house varies widely by state, driven by factors like natural disaster risks, repair costs, and location-specific risks. For example, in states with frequent hurricanes, like Florida, the average premium is exceptionally high, around $10,996. In contrast, Idaho has a more affordable rate, at around $1,636, while […]
Category Archives: Agriculture
The Cost of Climate Change: Rising Homeowners Insurance Rates
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Tagged climate change, homeowners insurance, insurance, real estate
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Inflation and the Fallacy of Price Gouging and Corporate Greed
Question: Can you actually prove there was “no widespread corporate price gouging”? I’m having trouble wrapping my head around like, Kellogg’s, grocery prices quadrupling in some cases. Overview There wasn’t widespread corporate price gouging, which is illegal and has been prosecuted in isolated cases, mainly among small companies. Price rises primarily stemmed from supply and […]
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Tagged climate change, economy
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Climate Change Update: Climate Change Rate of Acceleration
by Daniel Brouse October 30, 2024 A recent study has verified our thesis on accelerating climate change, aligning closely with the extreme conditions now affecting our area. In 2023, nearly half (48%) of the Earth’s land area experienced at least one month of extreme drought, a sharp increase from the 1980s’ average of just 15%. […]
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Tagged climate change
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Climate Update: Trees and the Carbon Cycle
by Daniel Brouse October 29, 2024 I’ve been seeing many well-meaning but misinformed memes about trees and carbon. Last year, for the first time in modern history, trees did not reduce atmospheric carbon levels, and the soil carbon sink has entered a positive feedback loop, reversing the natural carbon cycle. This doesn’t mean we shouldn’t […]
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Climate Change Update: Drought Conditions and Atmospheric Rivers in Philadelphia
By Daniel Brouse October 27, 2024 The Philadelphia area is currently experiencing a severe drought, which is exacerbating the region’s vulnerability to extreme weather events. Recently, the area has also seen a significant increase in the intensity and frequency of severe rainstorms. This pattern of extended drought followed by intense rainfall events can be particularly […]
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Political Insight: The Reverse Psychology of “Trump Derangement Syndrome”
I’ve studied what’s often labeled “Trump Derangement Syndrome” since the 1990s, and I believe the root causes include issues like racism and elements of white supremacy. Supporting someone with such views inevitably supports these ideologies, even indirectly. Some of Trump’s base might not identify as white supremacists but are drawn in due to lack of […]
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Tagged Economics
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The Trump Trade
Why have interest rates been going up after the Fed cut rates? Because investors concur that Trump’s economic polices will be harmful to the economy, drive up inflation, and explode the national debt. Investors have been making “Trump Trades” based on this concern. Unfortunately, a large number of investors — approximately 75% — currently expect […]
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Tagged real estate
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Climate Science: Love and Hate
by Daniel Brouse August 9 ,2024 As an economist, I have spent my career studying risk management, and in the process, I have also become a climate scientist—because climate change is the greatest risk to humanity. Climate science is closely tied to our emotions, particularly hate and love. The hatred of scientists and intelligence is […]
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Tagged climate change, economy
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The Politics of Climate Change
By Daniel Brouse As a climate scientist, I have studied the impact of politics on the climate for decades, and the United States ranks among the least prepared countries globally. It also has one of the highest percentages of climate change deniers. Politicians exacerbate this issue by obstructing necessary efforts to combat climate change. The […]
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Tagged climate change
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Drill, Baby, Drill (How Hate and Ignorance Distort Economic Perspectives)
“Perhaps most importantly is the repeated use of the phrase ‘Drill, Baby, Drill’.” Economic Update: If Trump wins, great news for the very few people whose primary income comes from government securities interest! Unfortunately, very, very bad news for everyone else. Tariffs, protectionism, lack of immigration, and nationalism are all detrimental to the economy. Tariffs […]
Also posted in Business, Energy, Environment, Global Warming, Government, health and wellness, International, Science
Tagged climate change, economy
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