Increasingly severe climate and nature driven impacts are highly likely, including fires, floods, heat and droughts. This is a national security issue as food, water and heat stresses will impact populations. If unchecked then mass mortality, involuntary mass migration events and severe GDP contraction are likely. Planetary Solvency defines Catastrophic impacts as: • Economic contraction, […]
Category Archives: Agriculture
Planetary Solvency: Risks and Recommendations
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Tagged climate change, real estate
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A System Under Strain: The Insurance Crisis
by Daniel Brouse January 11, 2025 California Faces Unprecedented Challenges as Los Angeles Wildfires Rage Just days into the devastating wildfires sweeping through Los Angeles, with flames still raging uncontrollably, early damage estimates have already reached a staggering $57 billion. As these fires continue to spread, that figure is expected to climb, highlighting the intensifying […]
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Tagged climate change, homeowners insurance, insurance
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The Los Angeles Wildfires: A Record-Breaking Climate Disaster
by Daniel Brouse January 9, 2025 The Los Angeles wildfires are shaping up to be the most expensive climate disaster in history. Just days into the crisis, with most fires still raging out of control, early damage estimates have already reached a staggering $57 billion. As these fires continue to spread, that figure is expected […]
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Tagged climate change, homeowners insurance, insurance
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How Risk Management Turns to Crisis Management
by Daniel Brouse December 23, 2024 I have spent my life in the study and implementation of risk management. I obtained degrees with honors and academic accolades in economics, philosophy, and logic, including becoming the youngest subscriber to the Federal Reserve’s “Beige Book,” the country’s youngest university-level statistics tutor, and an inductee into both the […]
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Tagged cliamte change, real estate
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The Hidden Price of Progress: Unraveling the Economic, Environmental, and Human Costs of Climate Change
by Daniel Brouse November 29, 2024 / Black Friday The exact cost of climate change is challenging to calculate due to the sheer complexity of the issue and the myriad variables that are difficult to quantify. However, specific climate-related events provide tangible examples of its economic and societal impacts. Climate Disasters For instance, the 2019 […]
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Tagged climate change, Economics, economy
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U.S.-Canada Softwood Lumber Tariffs: Rising Rates and Their Impact on Housing Costs
The rise in lumber prices, exacerbated by the existing tariffs on Canadian lumber, is directly contributing to a decline in the supply of affordable housing. These tariffs increase the cost of importing essential materials, driving up construction expenses for builders. As a result, developers are less inclined to invest in affordable housing projects, which often […]
The Cost of Climate Change: Rising Homeowners Insurance Rates
The average annual homeowners insurance premium for a $300,000 house varies widely by state, driven by factors like natural disaster risks, repair costs, and location-specific risks. For example, in states with frequent hurricanes, like Florida, the average premium is exceptionally high, around $10,996. In contrast, Idaho has a more affordable rate, at around $1,636, while […]
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Tagged climate change, homeowners insurance, insurance, real estate
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Inflation and the Fallacy of Price Gouging and Corporate Greed
Question: Can you actually prove there was “no widespread corporate price gouging”? I’m having trouble wrapping my head around like, Kellogg’s, grocery prices quadrupling in some cases. Overview There wasn’t widespread corporate price gouging, which is illegal and has been prosecuted in isolated cases, mainly among small companies. Price rises primarily stemmed from supply and […]
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Tagged climate change, economy
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Climate Change Update: Climate Change Rate of Acceleration
by Daniel Brouse October 30, 2024 A recent study has verified our thesis on accelerating climate change, aligning closely with the extreme conditions now affecting our area. In 2023, nearly half (48%) of the Earth’s land area experienced at least one month of extreme drought, a sharp increase from the 1980s’ average of just 15%. […]
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Climate Update: Trees and the Carbon Cycle
by Daniel Brouse October 29, 2024 I’ve been seeing many well-meaning but misinformed memes about trees and carbon. Last year, for the first time in modern history, trees did not reduce atmospheric carbon levels, and the soil carbon sink has entered a positive feedback loop, reversing the natural carbon cycle. This doesn’t mean we shouldn’t […]
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