California use to only allow a max of 7% increase a year on homeowners insurance… and only base premiums on past payouts on a property. Not anymore. “California will let insurance companies consider climate change when setting their prices, the state’s chief regulator announced Thursday, a move aimed at preventing insurers from fleeing the state […]
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California Homeowners Insurance Consider Climate Change Prices
Posted in Business, Environment, Global Warming
Tagged climate change, extreme weather events, flood insurance, flooding, homeowners insurance, real estate, rising sea level, wildfires, wind
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Climate Change: Insurance Risk
The 9th National Risk Assessment for Homeowners Insurance found climate risks place 39 million U.S. homes at risk of losing their insurance. “Sound pricing is going to make it unaffordable to live in certain places as climate impacts emerge.” “There’s this climate insurance bubble out there,” said Jeremy Porter, the head of climate implications at […]
Posted in Agriculture, Business, Education, Environment, Global Warming, Government, health and wellness, Science
Tagged climate change, extreme weather events, flood insurance, flooding, homeowners insurance, real estate, rising sea level, wildfires, wind
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Climate Denial Part III: The Climate Denier Syndrome
by Daniel Brouse Climate Scientist In Part I, A Climate Denier Making a “False Narrative” Political Stand, Darren Wolfe made a host of false and misleading statements about climate change. In Part II, Freedom of Speech, we explained how making false climate claims is equivalent to telling people to ignore the fire alarm in a […]
Posted in cybersecurity, Environment, Global Warming, health and wellness, Science
Tagged climate change, climate denial, mental health
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Climate Denial Part II: Freedom of Speech
by Daniel Brouse Climate Scientist Climate Denial Part I: A Climate Denier Making a “False Narrative” Political Stand Climate Denial Part II: Freedom of Speech, Authority, and Regulation According to an analysis from the Center for American Progress, there are still 139 Republicans in the 117th Congress, including 109 representatives and 30 senators, who refuse […]
Posted in Energy, Environment, freedom, Global Warming, Government, health and wellness, Philosophy, Politics, Religion, Science
Tagged climate change, climate denial
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Climate Change Case Study: How to Shutdown a Climate Denier
by Daniel Brouse Climate Scientist Climate Change Case Study: How to shutdown a climate denier making a “false narrative” political stand Darren Wolfe is the self-proclaimed “world’s first authoritarian libertarian” In this study, we show how to prove liars about climate change are lying. According to an analysis from the Center for American Progress, there […]
Posted in Education, Energy, Environment, Global Warming, Government, Philosophy, Politics, Religion, Science
Tagged climate change, climate deniers
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Insurance, and the Lack Thereof
The Washington Post reported, “Home insurers cut natural disasters from policies as climate risks grow“. “Allstate, American Family, Nationwide, Erie Insurance Group and Berkshire Hathaway — have told regulators that extreme weather patterns caused by climate change have led them to stop writing coverages in some regions, exclude protections from various weather events and raise […]
Posted in Business, Global Warming, Science, weather
Tagged climate change, extreme weather events, flood insurance, flooding, homeowners insurance, real estate, rising sea level
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Climate Change: Rate of Acceleration
By Daniel Brouse and Sidd Mukhurjee August 25, 2023 How fast are humans causing the climate to change? When we started our experiments in the 1990’s, we thought the time scale was in millenniums. If climate change were happening on a linear basis, we would have been correct; however, by the late 90’s we were […]
Posted in Energy, Environment, Global Warming, Science
Tagged anthropogenic, extreme weather events, global warming, intensity, wildfires
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Hawaii Wildfires Increased Flow Volumes, Damage, and Deaths
By Daniel Brouse August 13, 2023 Physicist Sidd Mukherjee said, “Wind and water flow forces scale as the square of velocity, so as flow speeds increase (say due to more intense heating or heavier rain) the damage scales as the square of the velocity. That force is proportional to density times square of velocity (v^2).” […]
Posted in Energy, Environment, Global Warming, health and wellness, Science
Tagged climate change, flow forces, forces, physics
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Climate Change: Increasing the Energy
by Daniel Brouse and Sidd Mukherjee Technically Speaking, It’s Not the Momentum That Kills You It’s not the fall that kills you; it’s the sudden stop at the end. Technically speaking it is the impact from the momentum that causes damage and deaths. Global warming causes an increase in mass and/or velocity (momentum) of things […]
Posted in Energy, Environment, Global Warming, Science
Tagged acceleration, climate change, flow volumes, forces, masses, physics, velocities
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Climate Change: the Equation
By Daniel Brouse August 5, 2023 I’ve been thinking about the giant global warming formula that has been formulating in my head for the last few decades. Human induced climate change is an exponential component of an unordered system (chaos theory). Though the equation is complex… too complicated to write down… I’ve lately begun considering […]
Posted in Energy, Environment, Global Warming, health and wellness, Science
Tagged climate change, equation, feedback loops, formula, math, tipping points
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