The average annual homeowners insurance premium for a $300,000 house varies widely by state, driven by factors like natural disaster risks, repair costs, and location-specific risks. For example, in states with frequent hurricanes, like Florida, the average premium is exceptionally high, around $10,996. In contrast, Idaho has a more affordable rate, at around $1,636, while […]
Category Archives: health and wellness
The Cost of Climate Change: Rising Homeowners Insurance Rates
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Tagged climate change, homeowners insurance, insurance, real estate
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Economic Outlook 2025 – 2035
During the first Trump administration, tax cuts initially accelerated economic growth but led to increased federal deficit spending, which soon drove up borrowing costs and ultimately slowed the economy. While many attributed the initial supply chain issues and inflationary pressures primarily to the COVID-19 pandemic, the first inflationary event was actually sparked by climate change—the […]
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Tagged climate change, real estate
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COVID-19 Update
by Daniel Brouse November 4, 2024 COVID-19 has a lasting impact on the immune system, with studies showing that the virus can disrupt immune responses even after the initial infection. Unlike what occurs with many viral infections, natural immunity from COVID-19 doesn’t fully prevent reinfection or immune system suppression. Instead, research suggests that COVID-19 can […]
Climate Update: Trees and the Carbon Cycle
by Daniel Brouse October 29, 2024 I’ve been seeing many well-meaning but misinformed memes about trees and carbon. Last year, for the first time in modern history, trees did not reduce atmospheric carbon levels, and the soil carbon sink has entered a positive feedback loop, reversing the natural carbon cycle. This doesn’t mean we shouldn’t […]
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Climate Change Update: Drought Conditions and Atmospheric Rivers in Philadelphia
By Daniel Brouse October 27, 2024 The Philadelphia area is currently experiencing a severe drought, which is exacerbating the region’s vulnerability to extreme weather events. Recently, the area has also seen a significant increase in the intensity and frequency of severe rainstorms. This pattern of extended drought followed by intense rainfall events can be particularly […]
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Tagged climate change
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About Our Experiment
By Daniel Brouse Many people ask, “Why does a scientist engage with climate deniers?” Thanks for the concern! You’re right that, for my mental health, it might be easier to ignore them. However, as an educator, I see these interactions as an opportunity to reach a wider audience. Engaging with climate skeptics—what some might call […]
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Tagged climate change, climate deniers
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Climate Change Time Line
by Daniel Brouse October 11, 2024 What is the past, present and future of climate change? I originated the hypothesis of the non-linear acceleration of climate change in the 1990s. By the early 2000s, that hypothesis evolved into established climate theory and is now widely recognized as scientific fact. My lab partner, a Doctor of […]
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South Korea: Climate Law Fails to Protect Basic Rights
South Korea’s top court ruled in August of 2024 that the country’s climate change law does not adequately protect basic human rights and lacks sufficient targets to safeguard future generations. This landmark decision comes after activists accused the government of failing to effectively address the climate crisis. Since 2020, more than 200 plaintiffs, including young […]
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Tagged climate change, law suits
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Canadian Wildfires: Over the Tipping Point
by Daniel Brouse August 28, 2024 A study published in the Journal Nature found Canada’s 2023 wildfires released more carbon into the atmosphere than the annual emissions of all but three countries, underscoring a troubling trend. A new study raises serious concerns that Canada’s forests, long considered crucial carbon sinks, may no longer reliably absorb […]
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Tagged climate change, domino effect, feedback loops, tipping points
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Long-COVID Persistent Virus With Long-Term Costs
By Daniel Brouse August 20, 2024 A new study in Australia has found about $9.6 billion was lost in economic productivity due to long COVID in 2022. Researchers say that represented about a quarter of Australia’s real gross domestic product growth for that year. With the U.S. having about 90 million more cases than Australia, […]