The average annual homeowners insurance premium for a $300,000 house varies widely by state, driven by factors like natural disaster risks, repair costs, and location-specific risks. For example, in states with frequent hurricanes, like Florida, the average premium is exceptionally high, around $10,996. In contrast, Idaho has a more affordable rate, at around $1,636, while […]
Category Archives: Business
The Cost of Climate Change: Rising Homeowners Insurance Rates
Also posted in Agriculture, Energy, Finance, Global Warming, Government, health and wellness, Science
Tagged climate change, homeowners insurance, insurance, real estate
Comments closed
Inflation and the Fallacy of Price Gouging and Corporate Greed
Question: Can you actually prove there was “no widespread corporate price gouging”? I’m having trouble wrapping my head around like, Kellogg’s, grocery prices quadrupling in some cases. Overview There wasn’t widespread corporate price gouging, which is illegal and has been prosecuted in isolated cases, mainly among small companies. Price rises primarily stemmed from supply and […]
Also posted in Agriculture, Energy, Environment, Finance, Global Warming, Government, International, Science
Tagged climate change, economy
Comments closed
Economic Outlook 2025 – 2035
During the first Trump administration, tax cuts initially accelerated economic growth but led to increased federal deficit spending, which soon drove up borrowing costs and ultimately slowed the economy. While many attributed the initial supply chain issues and inflationary pressures primarily to the COVID-19 pandemic, the first inflationary event was actually sparked by climate change—the […]
Also posted in Education, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, History, International, Science
Tagged climate change, real estate
Comments closed
Climate Change Update: Climate Change Rate of Acceleration
by Daniel Brouse October 30, 2024 A recent study has verified our thesis on accelerating climate change, aligning closely with the extreme conditions now affecting our area. In 2023, nearly half (48%) of the Earth’s land area experienced at least one month of extreme drought, a sharp increase from the 1980s’ average of just 15%. […]
Also posted in Agriculture, Energy, Environment, Global Warming, Science
Tagged climate change
Comments closed
Climate Update: Trees and the Carbon Cycle
by Daniel Brouse October 29, 2024 I’ve been seeing many well-meaning but misinformed memes about trees and carbon. Last year, for the first time in modern history, trees did not reduce atmospheric carbon levels, and the soil carbon sink has entered a positive feedback loop, reversing the natural carbon cycle. This doesn’t mean we shouldn’t […]
Also posted in Agriculture, Energy, Environment, Global Warming, health and wellness, Science
Tagged climate change
Comments closed
Climate Change Update: Drought Conditions and Atmospheric Rivers in Philadelphia
By Daniel Brouse October 27, 2024 The Philadelphia area is currently experiencing a severe drought, which is exacerbating the region’s vulnerability to extreme weather events. Recently, the area has also seen a significant increase in the intensity and frequency of severe rainstorms. This pattern of extended drought followed by intense rainfall events can be particularly […]
Also posted in Agriculture, Education, Energy, Environment, Finance, Global Warming, health and wellness, Science
Tagged climate change
Comments closed
Political Insight: The Reverse Psychology of “Trump Derangement Syndrome”
I’ve studied what’s often labeled “Trump Derangement Syndrome” since the 1990s, and I believe the root causes include issues like racism and elements of white supremacy. Supporting someone with such views inevitably supports these ideologies, even indirectly. Some of Trump’s base might not identify as white supremacists but are drawn in due to lack of […]
Also posted in Agriculture, Education, Environment, Finance, freedom, Global Warming, Government, History, International, Law, Politics, Science
Tagged Economics
Comments closed
The Trump Trade
Why have interest rates been going up after the Fed cut rates? Because investors concur that Trump’s economic polices will be harmful to the economy, drive up inflation, and explode the national debt. Investors have been making “Trump Trades” based on this concern. Unfortunately, a large number of investors — approximately 75% — currently expect […]
Also posted in Agriculture, children, Education, Energy, Environment, Finance, freedom, Government, International, Law, taxes
Tagged real estate
Comments closed
About Our Experiment
By Daniel Brouse Many people ask, “Why does a scientist engage with climate deniers?” Thanks for the concern! You’re right that, for my mental health, it might be easier to ignore them. However, as an educator, I see these interactions as an opportunity to reach a wider audience. Engaging with climate skeptics—what some might call […]
Also posted in Education, Environment, Global Warming, health and wellness, Philosophy, Science
Tagged climate change, climate deniers
Comments closed
Climate Change Time Line
by Daniel Brouse October 11, 2024 What is the past, present and future of climate change? I originated the hypothesis of the non-linear acceleration of climate change in the 1990s. By the early 2000s, that hypothesis evolved into established climate theory and is now widely recognized as scientific fact. My lab partner, a Doctor of […]
Also posted in Energy, Environment, Global Warming, health and wellness, Science
Tagged climate change
Comments closed