January 11, 2023 One of the best investments is Treasury Direct I Bonds. I Bonds’ interest rates are determined by the rate of inflation. The rate of return on January 11, 2023 is 6.89%. I Bonds can be purchased directly from the Treasury Department without a middle man, brokerage, or bank. There is no risk […]
Category Archives: Finance
Investment Recommendation: Savings Bonds / I Bonds
Also posted in Business, Government
Tagged I Bonds, inflation, interest rates, investments
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Immigration and the Wage Inflation Spiral
by Daniel Brouse June 12, 2022 An important factor in our inflation situation is immigration. The US has stagnant population growth (as does the UK, EU, etc. Japan has a declining population.) During the Trump administration, the US drastically curtailed immigration. The Biden administration continues to do so today. The result has been wage inflation. […]
Also posted in Business, Government, International
Tagged immigration, inflation, Trump, wage inflation
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The Federal Reserve, the Treasury, and You
We were talking about a graph of the record high stock market… and, I said: You definitely need to keep this graph with it… the main reason the stock market is at this level is because the Federal Reserve has been buying stocks and bonds… lots of them. (That’s over 7 trillion pictured in the […]
Also posted in Business, Education, Government, History, Politics, Science
Tagged Economics, Federal Reserve Bank, Treasury Department
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Daniel Brouse: About the Author
Q: Any background on membrane .com? A: In 1994, I started a publishing company with another scientist (low temperature physicist and co-builder of the Ohio States supercomputer). The name of the publishing company is The Philadelphia Spirit Experiment. As the name suggests, it is a scientific experiment in the publishing of arts and science. At […]
Also posted in Agriculture, Business, cybersecurity, Education, Energy, Environment, Global Warming, Government, health and wellness, History, International, Law, Media, Medicine, music, Philosophy, Politics, Religion, Science, Security, Society, taxes, Trees, weather
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Residential Real Estate Flood Risk Information
Do you know if you need flood insurance? Do you know if you have flood insurance? What happens when your house gets flooded? Flood risk information has not been readily available to the average consumer. Climate change is making your flood risk drastically increase. Now, one of the major real estate databases (Realtor.com) is making […]
Also posted in Environment, Global Warming
Tagged climate change, flood insurance, flooding, real estate, rising sea level
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The Economic Costs of COVID Re-openings
The mortality rate for COIVD is between 7-8% in PA. (* The actual mortality rate is closer to 14%) It has been since the pandemic started, and still is. An estimated additional 15% of the recovered have permanent disabilities. What is the cost of life and health on the economy? The benefit-cost analysis of a […]
Also posted in Business, freedom, health and wellness, Medicine, Science
Tagged #StayAtHome, COVID-19, Economics, money
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Climate Change 2020
Our Infrastructure Is Being Built for a Climate That’s Already Gone Our drain pipes, reservoirs, power lines, roads, sewage systems, and more are all designed based on past climate data. But with the climate crisis comes the uncomfortable realization that the past can’t predict what we’ll need in the future. by Shayla Love Jun 2 […]
Also posted in Business, Energy, Environment, Global Warming, health and wellness, Science
Tagged climate change, flood insurance, real estate, rising sea level, tree death, trees
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Assessing Climate Risk
The LA Times reports,”The municipal bond market looks to satellites to help assess climate risk” The $3.8-trillion municipal-bond market has found a new tool in its effort to understand the effects of climate change: satellites orbiting Earth. Assessing climate risks is a particularly vexing problem given that U.S. state and local governments tend to give […]