Introduction The latest U.S. tariff framework is now in place, and while tariffs are collected at the border, it’s American families who ultimately pay most of the bill. 📊 Highlights:• Average household: +$2,000–$2,700 per year• Buying a new home and a new car? The added cost from tariffs on steel, aluminum, lumber, vehicles, appliances, and […]
Category Archives: Finance
America’s New Tariff Landscape: Who Gets Taxed—and Who Really Pays?
Also posted in Business, freedom, Government, International, Politics, Society, taxes
Tagged economy
Comments closed
Accounting for Climate Responsibility
by Daniel Brouse Comparing Two Approaches to Measuring Humanity’s Climate Footprint Climate responsibility depends on how emissions are assigned. Traditional territorial accounting attributes emissions to the country where they occur, but globalization has made that approach increasingly incomplete. Modern supply chains, international trade, and service-based economies often separate where emissions are produced from who ultimately […]
Also posted in Energy, Environment, freedom, Global Warming, Government, International, Politics, Science, Security, Society, taxes, weather
Tagged climate change, economy
Comments closed
The Carbon We Own: Why Consumption Matters More
by Daniel Brouse For decades, climate responsibility has often been measured by where fossil fuels are extracted or where products are manufactured. While useful for tracking national emissions, this production-based approach can misrepresent who ultimately drives demand. A consumption-based accounting approach shifts the focus to the end user. Instead of assigning emissions to the country […]
Also posted in Business, Environment, Global Warming, International, Science, Society
Tagged climate change, economy
Comments closed
What Are the Odds? An Estate Plan for the Next Seven Generations
by Daniel Brouse and Sidd Mukherjee When I began this journey more than three decades ago, I wasn’t a climate researcher. I was a financial planner specializing in business, economics, estate planning, and risk management. My academic background included economics, philosophy, and extensive study in physics, calculus, statistics, and systems analysis. My career focused on […]
Also posted in Business, children, Energy, Environment, Global Warming, health and wellness, Philosophy, Science, Society
Tagged climate change, economy
Comments closed
The Evolution of the American Economy: Capitalism, State Capitalism, and Socialism
Introduction For much of its history, the United States has been portrayed as the world’s leading example of free-market capitalism, while socialism and communism have often been presented as fundamentally incompatible with American economic principles. In reality, no modern economy operates as a pure ideological model. Instead, governments continually adapt their economic policies in response […]
Climate Change as a Macroeconomic Threat Multiplier: Rising Healthcare Costs, Cost-of-Living Pressures, and Declining Human Longevity
by Daniel Brouse Introduction: Climate Change as an Economic and Human Security Crisis Climate change is no longer only an environmental challenge; it has become a powerful macroeconomic threat multiplier that amplifies existing social, economic, and public health vulnerabilities. Rising temperatures, increasingly extreme weather events, deteriorating air quality, and destabilized ecosystems are creating cascading financial […]
Also posted in Business, Energy, Global Warming, health and wellness, Medicine, Science, Society, taxes, weather
Tagged climate change, economy
Comments closed
Climate Change and Personal Finances: Managing Household Costs in an Era of Rising Climate Risk
by Daniel Brouse 🌎 Climate Change and Personal Finances: The Rising Cost of a Changing Climate Climate change is no longer only an environmental challenge—it is becoming a growing financial challenge for households everywhere. While headline inflation may appear moderate, the costs most affected by climate change are rising faster than many household incomes. 🔥 […]
Also posted in Business, Energy, Global Warming, Science
Tagged climate change, economy, real estate
Comments closed
Climate Change and Financial Liquidity
A Capital Preservation Strategy for an Uncertain Future By Daniel Brouse Introduction: Avoid the Minsky Moment A “Minsky Moment” refers to a sudden, major collapse of asset prices following a long period of market growth and speculative risk-taking. Named after American economist Hyman Minsky and coined by Paul McCulley of PIMCO in 1998, the concept […]
Also posted in Business, Energy, Environment, Global Warming
Tagged climate change, real estate
Comments closed
Financial Survival 101: Liquidity, Capital Preservation & Long-Term Strategy
Preparing for Economic Uncertainty Without Panic By Daniel Brouse Capital Preservation Is Survival Rule #1 Capital preservation has always been a cornerstone of sound financial planning. In periods of heightened economic uncertainty, however, it becomes the overriding priority. The goal is not to maximize returns at all costs. It is to ensure that you retain […]
Also posted in Business, Global Warming, Security
Tagged climate change, real estate
Comments closed
All Real Estate Is Vulnerable to Climate Change
Understanding the Physical, Financial, and Market Risks Facing Property Owners For generations, real estate has been viewed as one of the safest long-term investments. Land cannot be manufactured, buildings can be improved, and population growth has historically supported rising property values. Climate change is altering many of the assumptions that have underpinned real estate markets […]
Also posted in Business, Environment, Global Warming, Science, Society
Tagged climate change, economy, real estate
Comments closed