Category Archives: Finance

G7 Releases 100 Million Barrels: Will It Lower U.S. Diesel Prices?

On October 2, 2026, President Trump announced that he had pressed European allies to release diesel reserves in an effort to bring down soaring fuel prices ahead of the November midterm elections. The effort culminated in a coordinated G7 agreement to release up to 100 million barrels of crude oil and refined fuels from emergency […]

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When Paychecks Lose Ground

Inflation Is Eating Into Workers’ Paychecks The U.S. labor market is showing another sign of strain: wage growth is slowing while inflation continues to erode purchasing power. In September 2026, average hourly earnings for private-sector workers increased just 0.1% for the month, or 5 cents, reaching $37.81. Over the previous 12 months, nominal hourly earnings […]

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The Future of Humanity: +4°-7°C

by Daniel Brouse Introdution 🌎 THE FUTURE OF HUMANITY +4°C → +7°C: From Civilization Crisis to Human Survival Crisis What happens to humanity if Earth doesn’t stop at +2°C or +3°C—but eventually reaches +4°C and then +7°C? There is no scientifically established population number for a +7°C Earth. But the physical constraints are becoming increasingly […]

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When Climate Change Hits the Wallet: Insurance, Interest Rates, and Taxes

by Daniel Brouse What will change consumer behavior when it comes to climate change? Money. Insurance, interest rates, and taxes. Most consumers do not substantially change their behavior until doing nothing becomes cost prohibitive. For years, we assumed that climate change was unlikely to change consumer behavior in the near term. Climate change seemed too […]

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Plug-And-Play Solar

Plug-and-play solar is becoming available around the world—and it could make solar power dramatically simpler and more accessible. Plug-and-play solar is part of the emerging clean energy economy. Unlike conventional rooftop solar, these small systems can be installed with minimal equipment and, where permitted, connected directly to an existing electrical outlet. That makes solar potentially […]

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Residential Solar Power

Traditional Solar Installations I’m generally against rooftop solar, particularly in the U.S. Much of the residential market is based on leased systems, which can be detrimental to the homeowner, especially when the home is eventually sold. In general, I also recommend putting a new roof on before installing solar. Otherwise, replacing the roof later can […]

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Clean Energy Economy

by Daniel Brouse THE ENERGY IS ALREADY THERE.THE CLEAN ENERGY ECONOMY HARVESTS IT. Tonight’s homework assignment: Clean Energy Economy. Energy cannot be created or destroyed. But it can be harnessed, converted, stored, transmitted, and used. The sun is already delivering enormous amounts of energy to Earth. The atmosphere is already moving. Winds are already blowing. […]

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The Crack Spread: A Dramatic Shift in Refining Margins

The price difference between a refined petroleum product—such as gasoline or diesel—and the crude oil used to produce it is known as the crack spread. It is a widely used measure of refining margins and provides a useful way to examine how the relationship between crude oil costs and finished-fuel prices changes over time. Key […]

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Climate Debt Collection

What happens when we miss the 1.5°C Paris target? Think of it like owing money to a loan shark. The debt doesn’t wait decades to be collected. Our fingers are being broken now.Our kneecaps are next. One of the biggest challenges in communicating climate change is proximity—both in time and location. If the consequences seem […]

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About the Price of Oil: The Price You Don’t See

What Does a Barrel of Oil Cost—and What Does It Mean to You? When you hear the price of oil reported on the news, you are usually hearing the futures price. But what does that number actually mean? The futures price is essentially a “paper” price. Very little physical oil actually changes hands through the […]

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