Category Archives: Finance

Flood Insurance and Rising Sea Levels

by Daniel Brouse Q: Who pays for flood insurance? A: The United States government, FEMA, covers losses for people that pay flood insurance premiums. Q: Does your homeowners insurance policy cover you in the event of flooding? A: No. Flood insurance coverage is very limited. For instance, basements and belonging in a basement are not […]

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Trade War! What Is It Good For?

By Daniel Brouse International Economics 101 What do you think of when you hear the term “trade war”? The costs and benefits to society are very similar to traditional warfare. 1) Financial Cost. A war is expensive. In a trade war, huge tariffs are placed on the purchase of imports. A tariff is a sales […]

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The Panama Papers

By Daniel Brouse The Panama Papers is the name being attached to the world’s largest data breach. A Panama law firm known for offshore business structures had 11,000,000 files stolen. Most of the activities did not take place in Panama, so the name is a bit misleading. Most of the transactions took place in territories, […]

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The FED (Federal Reserve Bank)

by Daniel Brouse The FED tries to control our spending… and that ain’t easy. It seems to happen around election time — all these wacky posts about the FED. (Luckily, I’ve a degree in international economics for just such an occasion.) If you are posting about the FED, please remember these facts: * The FED […]

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U.S. Ends Bailout Program with $15.3 Billion Profit

The Troubled Asset Relief Program (TARP) ended when the Treasury sold its remaining shares of Ally Financial (the last remaining major bank.) The bailout program was originally $426 billion. The Treasury Department reports, “Treasury invested approximately $245 billion across five distinct bank programs. Each of these programs was established to accomplish different goals as part […]

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Bitcoins

Bitcoin is a virtual currency that is open source P2P money. According to the Bitcom website: “Bitcoin uses peer-to-peer technology to operate with no central authority or banks; managing transactions and the issuing of bitcoins is carried out collectively by the network. Bitcoin is open-source; its design is public, nobody owns or controls Bitcoin and […]

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Baby Formula

Equation for The Meaning Of Live Ironically, the Brouses coined the phrase “In God We Trust” for the United States Mint. What is the meaning of life? What makes man different from other animals? Baby Formula: Equation for the Meaning of Life .mp4 Video

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Australia Carbon Tax

On July 1, 2012 Australia will impose a price on carbon emissions. A price on carbon is the most environmentally effective and economically efficient way to reduce pollution. This means our economy can continue to prosper – without our pollution continuing to grow. The Government’s plan for a clean energy future includes four key components. […]

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Education In The Western World

“We have not come here to be lectured on our inadequacies.” — the Europeans

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Mortgage Bankers Paying for Fraud and Crimes

Even foreign companies have to pay for crimes committed in the good ole US of A. HUD, HUD INSPECTOR GENERAL AND U.S. ATTORNEY ANNOUNCE $202 MILLION SETTLEMENT WITH DEUTSCHE BANK AND MORTGAGEIT Civil Fraud case alleged reckless mortgage lending and false claims Preet Bharara, the United States Attorney for the Southern District of New York, […]

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    • Climate Change Breaks Multiple Records with Global Impacts
      The World Meteorological Organization (WHO) issued a report that states records for 2016: a record global temperature exceptionally low sea ice unabated sea level rise ocean heat Extreme weather and climate conditions have continued into 2017. “This report confirms that the year 2016 was the warmest on record – a remarkable 1.1 °C above the […]
    • Atlantic City Going Under
      by Daniel Brouse For decades businesses located on the island of Atlantic City have been scenario planning for climate change and rising sea levels. At the turn of the century, the casinos devised a plan to float their businesses and ferry gamblers in. Now, the rising waters are no longer a scenario. So-called “nuisance flooding” […]
    • Russia Hacked 500 Million Yahoo Accounts
      The Membrane Domain: Cybersecurity by the Department of Justice Office of Public Affairs A grand jury in the Northern District of California has indicted four defendants, including two officers of the Russian Federal Security Service (FSB), for computer hacking, economic espionage and other criminal offenses in connection with a conspiracy, beginning in January 2014, to […]
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    • March for Science in Philadelphia
      Saturday, April 22 at 10 AM – 2 PM / Earth Day April 22, 2017 Penn’s Landing 101 S. Columbus Blvd., Philadelphia, Pennsylvania 19106 PHILADELPHIA — March For Science is a nationwide protest in support of science and technology. The Trump administration has discredited scientist in many areas. President Trump has said the climate change […]
    • Delaware Valley Wellness Network
      The Delaware Valley Wellness Network offers medical services and wellness advice throughout the United States. Providers Companions For You – Home Care Services Big Apple Health & Beauty Center Intuitive Nutrition Dieticians and Nutritional Counseling Karen Clark-Schock, PsyD, ATR-BC Behavioral Medicine Women’s Center of Montgomery County Maury Malyn, MS, PT – Myofascial Release, Physical Therapy […]
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