Tag Archives: real estate

Science Is Science: Confronting Denialism and Ecofascism

About Denialism and Ecofascism: Science Is Science The ObservationGlad to know you’re watching out! At the same time, this divisiveness—when we desperately need everyone to pull together because it’s a CRISIS, right?—makes me somehow deeply sad. That’s a big job right there… How do we reach those who seem furthest away from any kind of […]

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Real Estate Climate Risk Models

by Daniel Brouse and Sidd Mukherjee Background Sidd said: “frightening article by Jeff Masters. We saw some of this coming, the flood risk aint justalong the coast, it extends 100 miles inland…the water cant get out …” https://yaleclimateconnections.org/2026/08/the-floods-of-the-future-wont-come-one-at-a-time/ In the 1990s, Sidd and I began developing real-estate-based climate risk models. From the beginning, one of […]

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Global Real Estate Climate Risk: A Multiplicative Vulnerability Ranking

by Daniel Brouse and Sidd Mukherjee The Multiplicative Climate Risk Formula The Multiplicative Climate Risk Formula is a real-estate climate-risk model designed to capture how multiple hazards and vulnerabilities can interact and compound rather than occur independently. The framework incorporates interconnected risks including sea-level rise, storm surge, extreme precipitation, flooding, hydroclimatic whiplash, wildfires, drought, extreme […]

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Coupled Climate Feedbacks and Cascading Real Estate Risk

by Daniel Brouse and Sidd Mukherjee How Compound Flooding Is Reshaping Property Values, Insurance Availability, and Coastal Habitability Climate change is creating a new class of real-estate risk in which the physical hazards of flooding increasingly interact with financial, insurance, infrastructure, and housing systems. Sea-level rise, heavier precipitation, and more intense or slower-moving hurricanes are […]

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High-Risk U.S. Real Estate Regions Under the Multiplicative Climate Risk Framework

by Daniel Brouse and Sidd Mukherjee The Multiplicative Climate Risk Formula The Multiplicative Climate Risk Formula is a real-estate climate-risk model designed to capture how multiple hazards and vulnerabilities can interact and compound rather than occur independently. The framework incorporates interconnected risks including sea-level rise, storm surge, extreme precipitation, flooding, hydroclimatic whiplash, wildfires, drought, extreme […]

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Climate Change Impacts and You: The Rising Cost of a Changing Climate

by Daniel Brouse Introduction Climate change is no longer simply a future environmental threat. It is increasingly affecting American households through higher costs, declining air quality, extreme heat, infrastructure disruptions, property damage, and changing patterns of disease. Although catastrophic floods, hurricanes, wildfires, and other disasters dominate the headlines, the most widespread climate impact may be […]

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Climate Change and the Global Insurance Crisis: Rising Losses, Retreating Insurers, and the Growing Protection Gap

by Daniel Brouse Climate change is fundamentally destabilizing insurance markets by driving increasingly severe financial losses, pushing premiums sharply higher, and causing insurers to reduce or withdraw coverage in some high-risk regions. As extreme weather events become more frequent and, in many cases, more intense, traditional underwriting models are being challenged by rapidly changing risk. […]

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Consumer Solar Panels

Michigan State University’s technology sounds amazing because it can turn almost any window into a power generator. However, there’s an inherent trade-off: allowing light to pass through the window means not absorbing the visible energy needed to generate electricity, which limits energy efficiency. What may be even more promising are “balcony” solar panels. These systems […]

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Living Shades: Nature’s Window Insulation

DIY Climate Control: Save Money, Reduce Waste, and Cut Greenhouse Gas Emissions by Daniel Brouse One of the simplest and most affordable ways to improve your home’s energy efficiency is to create living shades. Instead of installing traditional curtains or blinds, mount a sturdy black iron pipe above each window and suspend a collection of […]

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Climate Change and Personal Finances: Managing Household Costs in an Era of Rising Climate Risk

by Daniel Brouse 🌎 Climate Change and Personal Finances: The Rising Cost of a Changing Climate Climate change is no longer only an environmental challenge—it is becoming a growing financial challenge for households everywhere. While headline inflation may appear moderate, the costs most affected by climate change are rising faster than many household incomes. 🔥 […]

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