by Daniel Brouse November 13, 2025 Michael Burry — the contrarian investor immortalized in The Big Short for predicting the 2008 housing collapse — appears to be stepping away from outside capital once again. In a recent move that has caught the attention of Wall Street and retail investors alike, Burry reportedly closed his fund […]
Tag Archives: real estate
Trump’s 50-Year Mortgage Proposal: A “Game-Changer” or Another Financial Time Bomb?
President Donald Trump recently pushed the idea of introducing a 50-year mortgage — a proposal that immediately drew attention and controversy. Federal Housing Finance Agency (FHFA) director Bill Pulte, who oversees Fannie Mae and Freddie Mac, quickly responded on social media, claiming that they are “working on it,” and calling the idea “a complete game-changer.” […]
Climate Denial, Drought, and the Death of Capitalism: How Trump’s Anti-Science Policies Are Driving Economic Collapse
President Trump recently claimed that his administration is working to reduce record-high beef prices — a crisis he attributed to drought impacting U.S. cattle ranchers. Yet what he failed to acknowledge is that the drought itself is a direct consequence of the very climate crisis his administration continues to deny. The irony is stark: the […]
Neptune Flood IPO: Riding the Rising Tide of Climate Risk
by Daniel Brouse October 1, 2025 Neptune Flood, the largest private flood insurance company in the U.S., went public today, October 1, 2025, with its initial public offering (IPO) on the New York Stock Exchange under the ticker symbol “NP.” The St. Petersburg, Florida-based company raised $368 million by selling over 18 million shares at […]
Cape Coral’s Collapse: How Climate Risk and Insurance Costs Broke Florida’s Hottest Housing Market
by Daniel Brouse August 21, 2025 Cape Coral, Florida, has gone from one of the fastest-rising housing markets in the country to arguably the worst real estate market in the United States. During the early years of the pandemic, the city experienced a frenzy of demand. Median home prices skyrocketed nearly 75% in just three […]
U.S. Halts Beach Replenishment Funding for the First Time in 29 Years, Leaving Shore Towns Exposed
by Daniel Brouse July 22, 2025 For the first time since 1996, Congress has allocated zero dollars for federal beach replenishment, halting nearly three decades of continuous support for projects that combat beach erosion along the U.S. coast. Typically, Congress sets aside $100 million to $200 million annually for these efforts, which involve dredging sand […]
Climate-Fueled Insurance and Tax Hikes Are Driving Mortgage Delinquencies
by Daniel BrouseJuly 21, 2025 Mortgage delinquencies are climbing across the United States, with southern states like Florida, Georgia, and South Carolina facing the steepest increases. A major driver? Escrow payments — which cover property taxes and insurance premiums — have surged by 62% nationally over the last five years, a spike fueled largely by […]
Walk the Poop Before You Talk the Transition
By Daniel Brouse July 18, 2025 Now that many people are finally waking up to the collapse of the climate and social systems, I hope my background as an economist focused on risk management can help illuminate the path forward. Ideally, we would have followed sound risk management decades ago to avoid reaching this crisis […]
Fiscal Policy in the Chaos: How America’s Current Path Accelerates Economic Collapse
by Daniel BrouseJuly 17, 2025 I’ve been getting a lot of great questions about two nonlinear, dynamic systems: climate collapse and economic collapse. Just as the climate system consists of interconnected subsystems, so too does the world economy. This chapter examines how current U.S. fiscal policy is a critical driver within this chaotic system, accelerating […]
Tipping Cascades: The Nonlinear Dominoes of Climate Collapse
by Daniel Brouse July 14, 2025 My latest deep reflection has centered on how tipping points have triggered self-sustaining feedback loops in the climate system. We knew this was coming—and it is now here. Luckily, I was prepared for that part. What I could not fully envision in my mind’s eye was how the interplay […]