Tag Archives: real estate

U.S. Halts Beach Replenishment Funding for the First Time in 29 Years, Leaving Shore Towns Exposed

by Daniel Brouse July 22, 2025 For the first time since 1996, Congress has allocated zero dollars for federal beach replenishment, halting nearly three decades of continuous support for projects that combat beach erosion along the U.S. coast. Typically, Congress sets aside $100 million to $200 million annually for these efforts, which involve dredging sand […]

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Climate-Fueled Insurance and Tax Hikes Are Driving Mortgage Delinquencies

by Daniel BrouseJuly 21, 2025 Mortgage delinquencies are climbing across the United States, with southern states like Florida, Georgia, and South Carolina facing the steepest increases. A major driver? Escrow payments — which cover property taxes and insurance premiums — have surged by 62% nationally over the last five years, a spike fueled largely by […]

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Walk the Poop Before You Talk the Transition

By Daniel Brouse July 18, 2025 Now that many people are finally waking up to the collapse of the climate and social systems, I hope my background as an economist focused on risk management can help illuminate the path forward. Ideally, we would have followed sound risk management decades ago to avoid reaching this crisis […]

Posted in Agriculture, Business, children, Education, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, liberty, Science, Security, Society, Trees | Also tagged , | Comments closed

Fiscal Policy in the Chaos: How America’s Current Path Accelerates Economic Collapse

by Daniel BrouseJuly 17, 2025 I’ve been getting a lot of great questions about two nonlinear, dynamic systems: climate collapse and economic collapse. Just as the climate system consists of interconnected subsystems, so too does the world economy. This chapter examines how current U.S. fiscal policy is a critical driver within this chaotic system, accelerating […]

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Tipping Cascades: The Nonlinear Dominoes of Climate Collapse

by Daniel Brouse July 14, 2025 My latest deep reflection has centered on how tipping points have triggered self-sustaining feedback loops in the climate system. We knew this was coming—and it is now here. Luckily, I was prepared for that part. What I could not fully envision in my mind’s eye was how the interplay […]

Posted in Agriculture, Business, Education, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, History, International, Law, liberty, Politics, Science, Security, Society, taxes, War And Peace | Also tagged , , , | Comments closed

Hydroclimate Whiplash: America’s Flood Disaster Signals Accelerating Climate Chaos

by Daniel Brouse July 9, 2025 Hydroclimate whiplash describes the extreme swings between severe droughts and catastrophic floods, a phenomenon intensified by climate change. Another term, Drought-Flood Abrupt Alternation (DFAA), highlights how these sudden shifts compound the vulnerability of communities already stretched thin by recurring climate disasters. In the past week alone, the United States […]

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Florida’s Condo Collapse: Climate Physics, Soaring Costs, and the End of Coastal Wealth

by Daniel Brouse July 6, 2025 Insurance: The First Casualty of Climate Collapse in Florida and Beyond Check out the powerful physics explained below — Wind and water forces scale with the square of velocity (v²) Yesterday, we discussed the failing insurance markets in Texas. Today, we turn to Florida, where the insurance industry is […]

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From Mathematics to Climate Leadership: Sarah Kapnick’s Vision for Climate-Integrated Finance and Infrastructure Resilience

by Daniel Brouse July 1, 2025 Sarah Kapnick’s journey—from a Goldman Sachs analyst to NOAA’s chief scientist and now global head of climate advisory at JPMorgan Chase—reflects a career spent aligning climate science with financial and infrastructure decisions. She has long recognized the urgent intersection of climate risk and financial planning, an urgency that has […]

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The Dollar’s Steep Decline and the End of U.S. Exceptionalism

by Daniel Brouse June 30, 2025 In the first half of this year, the dollar has performed worse than at any time in the last 40 years, a stark indicator that the pillars of U.S. exceptionalism are beginning to crack under the weight of unsustainable fiscal policies and structural mismanagement. The decline is not merely […]

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Cracks in the Housing Market Are Widening

by Daniel Brouse June 30, 2025 The real estate market is showing growing signs of stress under current fiscal policies and anti-economic conditions. New home sales have declined sharply, reflecting affordability issues driven by high interest rates, stagnant wages, and eroding consumer confidence. At the same time, mortgage delinquencies are rising at a concerning pace, […]

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