Tag Archives: flood insurance

Sea-level Rise: Not Just for the Coasts Anymore

“Their results suggest that coastal regions will be far from the only ones affected by sea-level rise. A huge number of counties far from the coast—some deep in the US interior—will see dramatic changes in the number of people relocating there.” ARS Technica reports, As sea levels rise, little of the United States will be […]

Posted in Environment, Global Warming, health and wellness, Science | Also tagged , , | Comments closed

The True Costs (and Benefitlessness) of a Trump Economy

January 23, 2020 What are the costs and benefits to the United States under a Trump economy? Financial Analysis: Current State of Affairs First, start with a financial analysis — a snapshot of the current economic health of the nation. What would a financial analysis that is similar to an individual applying for a bank […]

Posted in Business, Energy, Environment, Finance, Global Warming, Government, International, Politics, Science | Also tagged , , , , | Comments closed

Sea Level Rise and Real Estate in Florida

The Tampa Bay Times reports: Your Florida coastal home could lose 15% of its value by 2030 due to sea rise   Increasing sea rise is going to water down the value of some of the most coveted and expensive real estate in Florida, and insurance rates will go up too. That’s the conclusion of […]

Posted in Environment, Global Warming, Science | Also tagged , , , | Comments closed

Bittle at the Baffler on Floods and Sea Level Impacts in the USA

Bittle at the Baffler on flood and sea level impacts in the USA: “a neighborhood that feels more like an unclaimed frontier than a subdivision in one of the nation’s fastest-growing metropolitan areas. Dogs run free across acres of empty land, the sound of a falling acorn echoes for blocks” “Funded by the federal government, […]

Posted in Education, Environment, Global Warming, Science | Also tagged , , , , , | Comments closed

Climate Crisis Update

Florida town dealing with sea level rise “Our risk is undeniable. The modelers get it. The mortgage institutions get it. Insurance gets it.” https://www.tampabay.com/news/environment/2019/12/27/a-south-florida-towns-pioneering-plan-to-fund-retreat-from-sea-rise/ sea level rise and storm surge “every 10cm of sea level rise increases the frequency of a given coastal flood by a factor of three.” “This means that 10cm of sea […]

Posted in Environment, Global Warming, Science | Also tagged , , , , | Comments closed

Mortgage-backed Securities Exposed to Coastal Flooding Risk

An article in the Business Telegraph entitled “Climate change: the CMBS angle” explains: “… $56bn in commercial mortgage-backed securities that are exposed to coastal flooding risk in the US, and it’s not pretty viewing.” “It is often asked why US politicians are blasé about climate change, but we may suggest that will all change if […]

Posted in Environment, Global Warming, Science | Also tagged , , , , | Comments closed

Climate Change Disasters Scare Off Insurance Industry

Australian insurance companies are becoming leery of insuring high risk properties. Climate change disasters could scare off the Australian home insurance industry “The idea of parts of Australia being so exposed to natural disasters that they aren’t able to get home insurance seems scary but that’s exactly what insurers are warning of as climate change […]

Posted in Environment, Global Warming, Science | Also tagged , , , , | Comments closed

Financial Risks From Climate Change

A New York Times Report on Federal Reserve Bank of San Francisco * Home values could fall significantly. * Banks could stop lending to flood-prone communities. * Towns could lose the tax money they need to build sea walls and other protections. * Volatility related to climate change has become “increasingly relevant” as a consideration […]

Posted in Environment, Global Warming, Science | Also tagged , , , , | Comments closed

Climate Change, Real Estate Mortgages, Flood Insurance and You

From https://www.reuters.com/article/us-climatechange-mortgages-idUSKBN1WE0D3 “The market’s failure to integrate climate science with investment analysis has created a mispricing phenomenon that is possibly larger than the mortgage credit bubble of the mid-2000s” “a key culprit for the mispriced risk in the U.S. mortgage market is outdated flood maps drawn by the federal government.” “Due to budget cuts, more […]

Posted in Environment, Global Warming, Science | Also tagged , , , | Comments closed

Climate change jumps to biggest risk for insurers.

Casualty Actuarial Society 12th Annual Survey of Emerging RisksKey Findings Top Current Risk 1.Climate change 12th-emerging-risk-survey

Posted in Environment, Global Warming | Also tagged , | Comments closed
  • Categories

  • Archives

Created by: Daniel Brouse and Sidd
All text, sights and sounds © BROUSE
"You must not steal nor lie nor defraud."