by Daniel BrouseJuly 21, 2025 Mortgage delinquencies are climbing across the United States, with southern states like Florida, Georgia, and South Carolina facing the steepest increases. A major driver? Escrow payments — which cover property taxes and insurance premiums — have surged by 62% nationally over the last five years, a spike fueled largely by […]
Category Archives: taxes
Climate-Fueled Insurance and Tax Hikes Are Driving Mortgage Delinquencies
Also posted in Business, Environment, Finance, freedom, Global Warming, Government, liberty, Politics, Science
Tagged climate change, economy, flood insurance, insurance, real estate
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The Big Beautiful Bill Shell Game: Funding Deportation While Killing Growth
by Daniel Brouse July 20, 2025 The Big and Brutally Ugly Bill has now become law, revealing itself as a massive shell game that diverts public funds toward unrelated and destructive policy goals while weakening the core engine of American economic growth. Tariffs imposed under the false banner of an “economic emergency” are being funneled […]
Also posted in Business, Finance, freedom, Government, International, Politics, Security, Society
Tagged economy
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Climate Change, Capitalism, and the Collapse of Insurance: California as a Case Study
by Daniel BrouseJuly 19, 2025 California offers a stark preview of what to expect as the U.S. property insurance market begins to unravel under the weight of climate change. Insurers continue to withdraw from wildfire-prone and flood-prone areas, despite recent policy efforts aimed at stabilizing the market. The January 2025 Los Angeles wildfires alone generated […]
Also posted in Agriculture, Business, Education, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, Law, Politics, Science, Security, Trees, weather
Tagged climate change, economy, flood insurance, insurance
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Trump’s Trade War Shows His Economic Ignorance—and Americans Will Pay the Price
Trump’s global trade war continues to reveal his profound lack of understanding of business, economics, and the realities of global trade. His repeated claims that trade deficits are a threat to the United States not only demonstrate economic illiteracy but actively harm the nation’s prosperity, standard of living, and even life expectancy. Trade Deficits: A […]
Three Economic Shocks Hitting You This Month: Health, Nutrition, and Education Under Attack
by Daniel Brouse July 19, 2025 Starting this month, three interconnected economic impacts will begin hitting households and communities across the country—especially in rural areas—threatening health, nutrition, and education in ways that will ripple through local economies. 1. Health: Rising Insurance Costs and Rural Hospital ClosuresKey parts of the Affordable Care Act are expiring, with […]
Fiscal Policy in the Chaos: How America’s Current Path Accelerates Economic Collapse
by Daniel BrouseJuly 17, 2025 I’ve been getting a lot of great questions about two nonlinear, dynamic systems: climate collapse and economic collapse. Just as the climate system consists of interconnected subsystems, so too does the world economy. This chapter examines how current U.S. fiscal policy is a critical driver within this chaotic system, accelerating […]
Also posted in Agriculture, Business, Education, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, International, Law, liberty, Medicine, Politics, Science, Security, Society, Trees, weather
Tagged economy, real estate
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Rethinking Collapse: Cascading Feedbacks
by Daniel Brouse and Sidd Mukherjee July 16, 2025 Introduction The Interaction of: Albedo Feedback Loop, Brown Carbon Feedback Loop, Freshwater–AMOC Disruption Loop, Permafrost–Methane Feedback Loop, Amazon Rainforest Dieback Feedback Loop, Sudden Sea Level Rise Pulses (“Cork Release” Events), Hydroclimate Whiplash, and Arctic Sea Ice Feedback Combined Consequences These interlinked, reinforcing feedbacks can: * Drive […]
Also posted in Agriculture, Business, Education, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, liberty, Politics, Science, Security, Society, Trees, weather
Tagged climate change, economy
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The Optimism Paradox: Climate Collapse vs. Capitalism Collapse
by Daniel BrouseJuly 16, 2025 The future forecast is, paradoxically, more optimistic than it has been in decades—but not for reasons most would celebrate. The Brutal Climate Reality The reality is that most humans will not survive the climate collapse if we continue on our current path. We are likely facing a future where 90% […]
Also posted in Agriculture, Business, children, Education, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, History, International, liberty, Politics, Science, Security, Society
Tagged climate change, economy
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Two Foreign Policy Failures That Should Alarm Every American
There are two unfolding foreign policy crises that should deeply trouble every U.S. citizen, not only for their moral implications but for their severe impacts on national security, economic stability, and America’s global standing. An American Killed by Settlers in the West Bank A U.S. citizen was recently beaten to death in the West Bank […]
Also posted in Business, Energy, Finance, freedom, Government, International, Law, liberty, Politics, Security, Society, War And Peace
Tagged economy
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The New Inflation-Deflation Trap: Tariffs Drive Prices Up While AI Pushes Wages Down
by Daniel Brouse July 15, 2025 Today’s CPI report came in hotter than expected, while wage growth fell below expectations. This confirms two major trends that have long been forecast but had yet to materialize simultaneously. Now, they have—and the implications are profound for the economy, markets, and policy. First, inflation is rising, driven not […]