Category Archives: Finance

Daniel Brouse: About the Author

Q: Any background on membrane .com? A: In 1994, I started a publishing company with another scientist (low temperature physicist and co-builder of the Ohio States supercomputer). The name of the publishing company is The Philadelphia Spirit Experiment. As the name suggests, it is a scientific experiment in the publishing of arts and science. At […]

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Residential Real Estate Flood Risk Information

Do you know if you need flood insurance? Do you know if you have flood insurance? What happens when your house gets flooded? Flood risk information has not been readily available to the average consumer. Climate change is making your flood risk drastically increase. Now, one of the major real estate databases (Realtor.com) is making […]

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The Economic Costs of COVID Re-openings

The mortality rate for COIVD is between 7-8% in PA. (* The actual mortality rate is closer to 14%) It has been since the pandemic started, and still is. An estimated additional 15% of the recovered have permanent disabilities. What is the cost of life and health on the economy? The benefit-cost analysis of a […]

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Climate Change 2020

Our Infrastructure Is Being Built for a Climate That’s Already Gone Our drain pipes, reservoirs, power lines, roads, sewage systems, and more are all designed based on past climate data. But with the climate crisis comes the uncomfortable realization that the past can’t predict what we’ll need in the future. by Shayla Love Jun 2 […]

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Assessing Climate Risk

The LA Times reports,”The municipal bond market looks to satellites to help assess climate risk” The $3.8-trillion municipal-bond market has found a new tool in its effort to understand the effects of climate change: satellites orbiting Earth. Assessing climate risks is a particularly vexing problem given that U.S. state and local governments tend to give […]

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The True Costs (and Benefitlessness) of a Trump Economy

January 23, 2020 What are the costs and benefits to the United States under a Trump economy? Financial Analysis: Current State of Affairs First, start with a financial analysis — a snapshot of the current economic health of the nation. What would a financial analysis that is similar to an individual applying for a bank […]

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A Capitalist Growth Economy

International Economics 101 “On a finite planet, endless economic growth is impossible.” 1) The US is built on a “capitalist growth economy” 2) A capitalistic growth economy is dependent on population growth 3) Inbreeding of ignorant racists is not a growth economy strategy (such as Germany did through World War II) 4) Immigration (such as […]

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Floridians: You’re At Risk of Flooding

If you purchase real estate in a flood plain and obtain a mortgage, you will be required to purchase flood insurance. Roy Wright oversees the Federal Emergency Management Agency’s (FEMA) National Flood Insurance Program. In a presentation to the Insurance-& Risk-Linked Securities Conference, Wright said to forget about checking the flood plain maps and check […]

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Monetary Policy Report to the Congress

“The [Federal Open Market Committee] will continue to strike a balance between avoiding an overheating economy and bringing … price inflation to 2 percent on a sustained basis,” Chairman Jerome H. Powell said Congress as Fed chair. The new Chairman of the Federal Reserve made his first testimony to Congress: The Congress has assigned us […]

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The Economic Monsters: Inflation and Interest Rates

Economist Economic Forecast = Inflation (2018) Inflation Bites (2022) U.S. Mass Consumption Results in Global Economic Disparity, Inequity, and Poverty (2023) Investment Recommendation: Savings Bonds / I Bonds (2023) Your National Debt (2023) Economic Facts on Immigration, Budget Deficits and Inflation (2024) The Federal Reserve and the Chevron Decision (2024) Drill, Baby, Drill: The Existential […]

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