by Daniel Brouse August 21, 2025 Cape Coral, Florida, has gone from one of the fastest-rising housing markets in the country to arguably the worst real estate market in the United States. During the early years of the pandemic, the city experienced a frenzy of demand. Median home prices skyrocketed nearly 75% in just three […]
Tag Archives: insurance
Cape Coral’s Collapse: How Climate Risk and Insurance Costs Broke Florida’s Hottest Housing Market
Posted in Business, Environment, Finance, Global Warming, Science
Also tagged climate change, flood insurance, real estate
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Climate-Fueled Insurance and Tax Hikes Are Driving Mortgage Delinquencies
by Daniel BrouseJuly 21, 2025 Mortgage delinquencies are climbing across the United States, with southern states like Florida, Georgia, and South Carolina facing the steepest increases. A major driver? Escrow payments — which cover property taxes and insurance premiums — have surged by 62% nationally over the last five years, a spike fueled largely by […]
Posted in Business, Environment, Finance, freedom, Global Warming, Government, liberty, Politics, Science, taxes
Also tagged climate change, economy, flood insurance, real estate
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Climate Change, Capitalism, and the Collapse of Insurance: California as a Case Study
by Daniel BrouseJuly 19, 2025 California offers a stark preview of what to expect as the U.S. property insurance market begins to unravel under the weight of climate change. Insurers continue to withdraw from wildfire-prone and flood-prone areas, despite recent policy efforts aimed at stabilizing the market. The January 2025 Los Angeles wildfires alone generated […]
Posted in Agriculture, Business, Education, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, Law, Politics, Science, Security, taxes, Trees, weather
Also tagged climate change, economy, flood insurance
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Wetlands at the Edge: Climate, Collapse, and a $39 Trillion Warning
The global destruction of wetlands—which sustain fisheries, agriculture, water purification, and flood control—could result in the loss of $39 trillion in economic benefits by 2050, warns the Global Wetland Outlook 2025 from the Convention on Wetlands. Wetlands are disappearing faster than any other ecosystem on Earth. Since 1970, the world has lost 22% of its […]
Posted in Agriculture, Business, Energy, Environment, Finance, freedom, Global Warming, Government, International, Politics, Science, Security, Society
Also tagged climate change
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Tipping Cascades: The Nonlinear Dominoes of Climate Collapse
by Daniel Brouse July 14, 2025 My latest deep reflection has centered on how tipping points have triggered self-sustaining feedback loops in the climate system. We knew this was coming—and it is now here. Luckily, I was prepared for that part. What I could not fully envision in my mind’s eye was how the interplay […]
Posted in Agriculture, Business, Education, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, History, International, Law, liberty, Politics, Science, Security, Society, taxes, War And Peace
Also tagged climate science, economy, extreme weather events, real estate
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Human-Caused Global Warming Tripled Heat Deaths During European Heatwave
by Daniel Brouse July 9, 2025 A rapid attribution study led by Imperial College London found that human-caused global warming increased peak temperatures during Europe’s early summer heatwave by up to 7°F, tripling heat-related deaths across 12 major cities, including Paris, London, and Madrid. Of 2,300 estimated heat deaths between June 23 and July 2, […]
Posted in Agriculture, Business, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, International, Science
Also tagged climate change, economy, extreme weather events
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Hydroclimate Whiplash: America’s Flood Disaster Signals Accelerating Climate Chaos
by Daniel Brouse July 9, 2025 Hydroclimate whiplash describes the extreme swings between severe droughts and catastrophic floods, a phenomenon intensified by climate change. Another term, Drought-Flood Abrupt Alternation (DFAA), highlights how these sudden shifts compound the vulnerability of communities already stretched thin by recurring climate disasters. In the past week alone, the United States […]
Posted in Agriculture, Business, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, liberty, Science
Also tagged climate change, economy, flood insurance, real estate
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“1,000-Year Flood” Hits Chapel Hill: Another Warning Sign of a Warming World
by Daniel Brouse July 7, 2025 Yesterday, Chapel Hill, North Carolina, experienced what is being described as a “1,000-year flood event” as the remnants of Tropical Storm Chantal unleashed between 8–12 inches of rain in just a few hours. Streets turned into rivers, homes and businesses were inundated, and emergency crews conducted multiple water rescues […]
Posted in Environment, Global Warming, Science, weather
Also tagged climate change, extreme weather events, flood insurance
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Florida’s Condo Collapse: Climate Physics, Soaring Costs, and the End of Coastal Wealth
by Daniel Brouse July 6, 2025 Insurance: The First Casualty of Climate Collapse in Florida and Beyond Check out the powerful physics explained below — Wind and water forces scale with the square of velocity (v²) Yesterday, we discussed the failing insurance markets in Texas. Today, we turn to Florida, where the insurance industry is […]
Posted in Business, Energy, Environment, Global Warming, health and wellness, Science
Also tagged climate change, economy, extreme weather events, real estate
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Texas Flood Disaster: At Least 22 Dead, 20 Girls Missing as “500-Year Floods” Become Regular Events
by Daniel BrouseJuly 4, 2025 It rained 12 inches in just one hour, and the river rose 26 feet in only 45 minutes. Search and rescue operations continue along the Guadalupe River in Texas after catastrophic flooding killed at least 22 people and left at least 20 girls missing, local authorities confirmed. The full scope […]
Posted in Agriculture, Business, Energy, Environment, Finance, Global Warming, Government, Science, Security
Also tagged economy, extreme weather events
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