If you purchase real estate in a flood plain and obtain a mortgage, you will be required to purchase flood insurance. Roy Wright oversees the Federal Emergency Management Agency’s (FEMA) National Flood Insurance Program. In a presentation to the Insurance-& Risk-Linked Securities Conference, Wright said to forget about checking the flood plain maps and check […]
Category Archives: Government
Floridians: You’re At Risk of Flooding
Monetary Policy Report to the Congress
“The [Federal Open Market Committee] will continue to strike a balance between avoiding an overheating economy and bringing … price inflation to 2 percent on a sustained basis,” Chairman Jerome H. Powell said Congress as Fed chair. The new Chairman of the Federal Reserve made his first testimony to Congress: The Congress has assigned us […]
The Economic Monsters: Inflation and Interest Rates
Economist Economic Forecast = Inflation (2018) Inflation Bites (2022) U.S. Mass Consumption Results in Global Economic Disparity, Inequity, and Poverty (2023) Investment Recommendation: Savings Bonds / I Bonds (2023) Your National Debt (2023) Economic Facts on Immigration, Budget Deficits and Inflation (2024) The Federal Reserve and the Chevron Decision (2024) Drill, Baby, Drill: The Existential […]
Climate Science Special Report: Human Induced
The Fourth National Climate Assessment (NCA4), Volume I has determined that climate change is being unduly accelerated by human activities. The report is an authoritative assessment of the science of climate change, with a focus on the United States. It represents the first of two volumes of the Fourth National Climate Assessment, mandated by the […]
Climate Change And Credit
by Daniel Brouse Part of a series of articles on Climate Change And Flood Insurance Homeowners living in flood plain have learned the hard way that climate change has effected their ability to get a mortgage. As the sea level rises and extreme weather events intensify, homeowners have found their insurance rates increasing or their […]
VPN: Virtual Private Network and Internet Privacy
by Daniel Brouse and Sidd Mukherjee Your Internet service provider (ISP) knows where you live, your address and billing info. They also know: all the IPs and domain names you visit and when all the content of your unencrypted traffic in and out, as well as, the timing The federal government now allows your ISP […]
Russia Hacked 500 Million Yahoo Accounts
The Membrane Domain: Cybersecurity by the Department of Justice Office of Public Affairs A grand jury in the Northern District of California has indicted four defendants, including two officers of the Russian Federal Security Service (FSB), for computer hacking, economic espionage and other criminal offenses in connection with a conspiracy, beginning in January 2014, to […]
Flood Insurance and Rising Sea Levels
by Daniel Brouse Q: Who pays for flood insurance? A: The United States government, FEMA, covers losses for people that pay flood insurance premiums. Q: Does your homeowners insurance policy cover you in the event of flooding? A: No. Flood insurance coverage is very limited. For instance, basements and belonging in a basement are not […]
Radical Christian Terrorists and the Zombie Apocalypse
EARTH — Imagine a group of radical Christians taking over the government and trying to bring on the Rapture (aka The Apocalypse) and the Second Coming. You no longer need to imagine. A conspiracy of Evangelical Christians are trying to facilitate The End Of Times. They want to fulfill biblical prophecies including: The Revival of […]
Protectionism: The Costs and Benefits of Trade Wars
by Daniel Brouse Protectionism is the theory or practice of shielding a country’s domestic industries from foreign competition by restricting imports. There are no known benefits to protectionism. The costs of protectionism include being financially destructive, negatively impacting health and wellness, as well as, causing death. (also see: Trade War! What Is It Good For?) […]