by Daniel Brouse January 12, 2025 The “$1 trillion hole” in homeowners insurance coverage refers to the growing gap between the actual costs of damage caused by natural disasters and the insurance coverage available to homeowners. This coverage gap has emerged due to a combination of factors, many of which are exacerbated by climate change […]
Category Archives: Government
Homeowners Insurance Coverage $1 Trillion Climate Change Hole
Also posted in Business, Energy, Environment, Finance, Global Warming, health and wellness, Science
Tagged climate change, homeowners insurance, insurance
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A System Under Strain: The Insurance Crisis
by Daniel Brouse January 11, 2025 California Faces Unprecedented Challenges as Los Angeles Wildfires Rage Just days into the devastating wildfires sweeping through Los Angeles, with flames still raging uncontrollably, early damage estimates have already reached a staggering $57 billion. As these fires continue to spread, that figure is expected to climb, highlighting the intensifying […]
Also posted in Agriculture, Business, Energy, Global Warming, health and wellness, Science
Tagged climate change, homeowners insurance, insurance
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The Los Angeles Wildfires: A Record-Breaking Climate Disaster
by Daniel Brouse January 9, 2025 The Los Angeles wildfires are shaping up to be the most expensive climate disaster in history. Just days into the crisis, with most fires still raging out of control, early damage estimates have already reached a staggering $57 billion. As these fires continue to spread, that figure is expected […]
Also posted in Agriculture, Business, Energy, Environment, Global Warming, health and wellness, Science
Tagged climate change, homeowners insurance, insurance
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Climate Change Superfund Act
by Daniel Brouse New York State has enacted the Climate Change Superfund Act, a pioneering law that mandates large fossil fuel companies to contribute financially toward mitigating climate change impacts. Signed by Governor Kathy Hochul, this legislation requires major oil, gas, and coal companies to pay a total of $75 billion over 25 years, equating […]
Also posted in Energy, Environment, Global Warming, health and wellness, Law, Politics, Science, Trees
Tagged climate change
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Avian Influenza: Lessons from History and the Looming Public Health Threat
by Daniel Brouse Bird flu, or avian influenza, has been known and circulating for over a century. The first documented outbreak in poultry was in Italy in 1878, described as a “fowl plague.” It wasn’t until the mid-20th century that the disease was recognized as being caused by influenza A viruses. Over time, the virus […]
Also posted in Environment, health and wellness, History, International, Medicine, Science
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How Risk Management Turns to Crisis Management
by Daniel Brouse December 23, 2024 I have spent my life in the study and implementation of risk management. I obtained degrees with honors and academic accolades in economics, philosophy, and logic, including becoming the youngest subscriber to the Federal Reserve’s “Beige Book,” the country’s youngest university-level statistics tutor, and an inductee into both the […]
Also posted in Agriculture, Business, Education, Energy, Environment, Finance, Global Warming, health and wellness, International, Medicine, Politics, Science, taxes
Tagged cliamte change, real estate
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Why Are Rates Rising While the Federal Reserve is Cutting?
by Daniel Brouse December 21, 2024 At first glance, it seems counterintuitive: the Federal Reserve is cutting interest rates, yet most other interest rates, particularly long-term ones, are rising. To understand this phenomenon, we need to examine the interplay of economic forces shaping the financial landscape. A Strong Economy Fuels Rising Rates The current U.S. […]
Anthony Fauci: A Case Study in Public-Private Healthcare
by Daniel Brouse December 19, 2024 The United States arguably has one of the most advanced healthcare systems in the world, a feat achieved despite having one of the least healthy populations globally. The true challenge in improving health, economic stability, and overall well-being in the U.S. lies in individual lifestyle choices and personal responsibility. […]
Also posted in Business, Education, Finance, freedom, health and wellness, History, International, Politics, Science
Tagged COVID-19
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Balancing the Books: How Public-Private Healthcare Models Can Sustain Economic Growth
by Daniel Brouse December 15, 2024 OVERVIEW Why is the U.S. the only developed country without a fully universal healthcare system? First, it’s important to note that the U.S. does provide a mix of public and private universal healthcare through programs like Medicare, Medicaid, and the Affordable Care Act. These programs ensure that millions of […]
The Golden Rule of Sustainability: Applying Game Theory to the Climate Crisis
Hypothesis: Q: Do unto others, as you would have them do unto you. Or, what? A: Or, the elimination of all players is possible. PROOF Introduction A proof of The Golden Rule. The Golden Rule can be applied to economics similarly to Nash’s Equilibrium (or Le Chatelier’s Principle in chemistry): “The best responses of all […]
Also posted in Business, Education, Energy, Environment, freedom, Global Warming, health and wellness, Science
Tagged climate change, Economics, Nash Equilibrium
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