The average annual homeowners insurance premium for a $300,000 house varies widely by state, driven by factors like natural disaster risks, repair costs, and location-specific risks. For example, in states with frequent hurricanes, like Florida, the average premium is exceptionally high, around $10,996. In contrast, Idaho has a more affordable rate, at around $1,636, while […]
Category Archives: Global Warming
The Cost of Climate Change: Rising Homeowners Insurance Rates
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Tagged climate change, homeowners insurance, insurance, real estate
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Inflation and the Fallacy of Price Gouging and Corporate Greed
Question: Can you actually prove there was “no widespread corporate price gouging”? I’m having trouble wrapping my head around like, Kellogg’s, grocery prices quadrupling in some cases. Overview There wasn’t widespread corporate price gouging, which is illegal and has been prosecuted in isolated cases, mainly among small companies. Price rises primarily stemmed from supply and […]
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Tagged climate change, economy
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Economic Outlook 2025 – 2035
During the first Trump administration, tax cuts initially accelerated economic growth but led to increased federal deficit spending, which soon drove up borrowing costs and ultimately slowed the economy. While many attributed the initial supply chain issues and inflationary pressures primarily to the COVID-19 pandemic, the first inflationary event was actually sparked by climate change—the […]
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Tagged climate change, real estate
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Climate Change Update: Climate Change Rate of Acceleration
by Daniel Brouse October 30, 2024 A recent study has verified our thesis on accelerating climate change, aligning closely with the extreme conditions now affecting our area. In 2023, nearly half (48%) of the Earth’s land area experienced at least one month of extreme drought, a sharp increase from the 1980s’ average of just 15%. […]
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Climate Update: Trees and the Carbon Cycle
by Daniel Brouse October 29, 2024 I’ve been seeing many well-meaning but misinformed memes about trees and carbon. Last year, for the first time in modern history, trees did not reduce atmospheric carbon levels, and the soil carbon sink has entered a positive feedback loop, reversing the natural carbon cycle. This doesn’t mean we shouldn’t […]
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Climate Change Update: Drought Conditions and Atmospheric Rivers in Philadelphia
By Daniel Brouse October 27, 2024 The Philadelphia area is currently experiencing a severe drought, which is exacerbating the region’s vulnerability to extreme weather events. Recently, the area has also seen a significant increase in the intensity and frequency of severe rainstorms. This pattern of extended drought followed by intense rainfall events can be particularly […]
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Political Insight: The Reverse Psychology of “Trump Derangement Syndrome”
I’ve studied what’s often labeled “Trump Derangement Syndrome” since the 1990s, and I believe the root causes include issues like racism and elements of white supremacy. Supporting someone with such views inevitably supports these ideologies, even indirectly. Some of Trump’s base might not identify as white supremacists but are drawn in due to lack of […]
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Tagged Economics
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About Our Experiment
By Daniel Brouse Many people ask, “Why does a scientist engage with climate deniers?” Thanks for the concern! You’re right that, for my mental health, it might be easier to ignore them. However, as an educator, I see these interactions as an opportunity to reach a wider audience. Engaging with climate skeptics—what some might call […]
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Climate Change Time Line
by Daniel Brouse October 11, 2024 What is the past, present and future of climate change? I originated the hypothesis of the non-linear acceleration of climate change in the 1990s. By the early 2000s, that hypothesis evolved into established climate theory and is now widely recognized as scientific fact. My lab partner, a Doctor of […]
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Climate Change’s Impact on Florida Insurance
Hurricane Milton is expected to cause over $100 billion in insurance claims, creating even more challenges for Florida homeowners in obtaining insurance. On top of that, the cost to the public and government is projected to exceed an additional $50 billion, adding to the financial strain on taxpayers and the state. Much of the damage […]
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Tagged climate change, extreme weather events, flood insurance, insurance
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