Category Archives: Business

Insurance, and the Lack Thereof

The Washington Post reported, “Home insurers cut natural disasters from policies as climate risks grow“. “Allstate, American Family, Nationwide, Erie Insurance Group and Berkshire Hathaway — have told regulators that extreme weather patterns caused by climate change have led them to stop writing coverages in some regions, exclude protections from various weather events and raise […]

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Climate Change: The End of Times

by Daniel Brouse July 21, 2023 What will the “End of Times” look like? In the 1990’s, we wrote a paper on the worst-case scenario entitled, “The Impact of Governance & Globalization on Forecasting (The Tunnel Under Thesis).” The theory predicted that forecasting would become increasing difficult. “The result — a figurative, as well as, […]

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Your National Debt

by Daniel Brouse June 8, 2023 The Economic Monsters: Inflation and Interest Rates I Economic Forecast = Inflation (2018) II Inflation Bites (2022) III U.S. Mass Consumption Results in Global Economic Disparity, Inequity, and Poverty (2023) IV Investment Recommendation: Savings Bonds / I Bonds (2023) Part V: Your National Debt The federal government currently has […]

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Climate Change Impacts on Flood Risks and Real Estate Values

by Daniel Brouse and Sidd Mukherjee February 26, 2023 Climate change poses many risks to real estate values. In general, as energy is added to a system, the fluctuations in the system increase. So, we expect more storms, more droughts, more wildfires, more floods, more fluctuations of all kinds. What we are saying is that […]

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Real Estate Underwater: Displacement and Climate Refugees

by Daniel Brouse February 22, 2023 For years climate scientists have been trying to develop models for the real estate market impacted by rising sea levels. Florida is proving to be a microcosm of coastal real estate. “Everybody thinks this is a God-given sea level,” Harold Wanless, who heads the University of Miami’s geology department […]

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Economic Update: Inflation, Interest Rates, AI, Consumer Spending, Climate Change, and Fiscal Policy

by Daniel Brouse February 3, 2023 This article is about the economic conditions up to 2023 and a forecast for the foreseeable future. It helps to understand fiscal and monetary polices prior to reading the following. In 2022 and 2023, the Federal Reserve raised their interest rates charged to other banks 4.75 percent in an […]

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Investment Recommendation: Savings Bonds / I Bonds

January 11, 2023 One of the best investments is Treasury Direct I Bonds. I Bonds’ interest rates are determined by the rate of inflation. The rate of return on January 11, 2023 is 6.89%. I Bonds can be purchased directly from the Treasury Department without a middle man, brokerage, or bank. There is no risk […]

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Green Energy Technology Stocks

WARNING: an investor should become familiar with their rights and responsibilities as an owner PRIOR to investing. This is a beginner-intermediate level climate and investor activist portfolio. Stocks are not listed in any particular order. Some of the best performing stocks are not listed because of their questionable environmental impact, business ethics, and country of […]

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2022 Climate Refugees in the USA

Climate change will eventually cause most American’s real estate to become worthless and uninhabitable. “Currently, we have crossed the tipping point when human induced climate change triggers a chain reaction of feedback loops. The Earth will exceed 1.5 degrees Celsius (average global surface temperature over the surface of the earth for ten years) by the […]

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How to Go Net-zero and Beyond

by Daniel Brouse and Sidd Mukherjee June 22, 2022 Reaching “net zero” is easy, cheap, and saves you thousands of dollars, not to mention, you can help save the planet. Here are some things I’ve done to reach net zero without sacrificing my standard-of-living. In fact, I’ve gone beyond net zero in an attempt to […]

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