by Daniel Brouse July 9, 2025 Hydroclimate whiplash describes the extreme swings between severe droughts and catastrophic floods, a phenomenon intensified by climate change. Another term, Drought-Flood Abrupt Alternation (DFAA), highlights how these sudden shifts compound the vulnerability of communities already stretched thin by recurring climate disasters. In the past week alone, the United States […]
Tag Archives: flood insurance
Hydroclimate Whiplash: America’s Flood Disaster Signals Accelerating Climate Chaos
Posted in Agriculture, Business, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, liberty, Science
Also tagged climate change, economy, insurance, real estate
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“1,000-Year Flood” Hits Chapel Hill: Another Warning Sign of a Warming World
by Daniel Brouse July 7, 2025 Yesterday, Chapel Hill, North Carolina, experienced what is being described as a “1,000-year flood event” as the remnants of Tropical Storm Chantal unleashed between 8–12 inches of rain in just a few hours. Streets turned into rivers, homes and businesses were inundated, and emergency crews conducted multiple water rescues […]
Posted in Environment, Global Warming, Science, weather
Also tagged climate change, extreme weather events, insurance
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Trump’s FEMA Cutbacks: Disaster for Homeowners or Wake-Up Call on Climate Policy?
by Daniel Brouse June 11, 2025 In a recent statement, President Donald Trump declared, “We want to wean off of FEMA, and we want to bring it down to the state level. A governor should be able to handle it, and frankly, if they can’t handle the aftermath, then maybe they shouldn’t be governor.” He […]
Posted in Business, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, Politics, Science, Security
Also tagged economy, real estate
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Climate Risk: The Sixth ‘C’ Transforming Credit and Mortgage Markets
The First Street Foundation’s report, “Climate, the Sixth ‘C’ of Credit,” introduces climate risk as a critical factor in credit assessments, alongside the traditional five Cs: character, capacity, capital, conditions, and collateral. This addition reflects the growing impact of climate-related events on mortgage markets and financial stability. Key Findings 1. Climate Risk as a Credit […]
Posted in Business, Environment, Finance, Global Warming, Science
Also tagged climate change
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Climate Change and Policy Shifts Threaten U.S. Housing Market Stability
by Daniel Brouse February 20, 2025 Projected Devaluation of U.S. Homes Due to Climate Change Recent analyses indicate that climate change poses a significant threat to the U.S. housing market. Over the next five years, it’s projected that at least 20% of U.S. homes will experience devaluation due to climate-related impacts. In certain vulnerable markets, […]
Posted in Agriculture, Business, children, Education, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, History, International, Law, liberty, Politics, Science, taxes
Also tagged climate change, insurance, real estate
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Climate Change’s Impact on Florida Insurance
Hurricane Milton is expected to cause over $100 billion in insurance claims, creating even more challenges for Florida homeowners in obtaining insurance. On top of that, the cost to the public and government is projected to exceed an additional $50 billion, adding to the financial strain on taxpayers and the state. Much of the damage […]
Posted in Business, Environment, Global Warming, Government, Science
Also tagged climate change, extreme weather events, insurance
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Looming Deadlines for Coastal Resilience: Rising Seas, Disruptive Tides, and Risks
Looming Deadlines for Coastal Resilience: Rising Seas, Disruptive Tides, and Risks to Coastal Infrastructure The report “Looming Deadlines for Coastal Resilience: Rising Seas, Disruptive Tides, and Risks to Coastal Infrastructure” highlights the critical challenges and timelines faced by coastal communities in addressing the impacts of climate change. Key points include: Rising Sea Levels: Coastal regions […]
Posted in Business, Environment, Global Warming, Science
Also tagged climate change, real estate
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Climate Change and Homeowners’ Insurance
by Daniel Brouse A significant factor contributing to both increased costs and decreased availability of homeowners insurance is climate change. The surge in insurance costs is primarily driven by the unprecedented number of climate-related disasters. States like California, Louisiana, and Florida now heavily rely on government aid to manage the financial burdens associated with residential […]
Posted in Business, Energy, Environment, Global Warming, Government, health and wellness, Science
Also tagged climate change, extreme weather events
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Climate Change, Inflation, and You
Currently, a major contributor to inflation is the surge in homeowners’ insurance costs, propelled by the unprecedented number of climate disasters in 2023. California, Louisiana, and Florida are now dependent on government assistance to manage the financial burden of residential property insurance. Flood insurance will become expensive and difficult to obtain. NOAA: A historic year […]
Posted in Business, Energy, Environment, Global Warming, health and wellness, Science
Also tagged extreme weather events, flooding, Government, real estate, rising sea level, Science, weather climate change
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How is All Real Estate at Risk From Climate Change?
By Daniel Brouse and Sidd Mukherjee Climate change poses risks to real estate in the United States in various ways, and these risks can affect property values, insurance costs, and overall property resilience. Here are some ways in which all US real estate is at risk from climate change: Sea Level Rise and Coastal Properties: […]
Posted in Agriculture, Business, Energy, Environment, Finance, Global Warming, health and wellness, Science
Also tagged climate change, climate-resilient environment, desertification, flooding, homeowners insurance, real estate, rising sea level, soil degradation, trees, wildfires
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