Category Archives: Business

The Domino Effect / Snowball Effect

by Brouse and Mukherjee Tipping points are Critical Milestones that directly impact the rate of acceleration in climate change by multiplying the number and intensity of feedback loops. Push a glass toward the edge of a table and eventually it will fall off on its own. No matter how slowly or meticulously you push… no […]

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Treasury Auctions and Record Budget Deficits

by Daniel Brouse November 9, 2023 Attention armchair economists, investors, and homeowners: the 30-year Treasury auction was “bad” today … when I say bad, I mean bad for those not investing in Treasuries. What does it mean? The government went to borrow money today, and people didn’t want to lend them money. The 30-year interest […]

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Deadly Humid Heat in the USA

Deadly humid heat affects billions including the US Midwest this century. “It’s very disturbing,” study co-author Matthew Huber of Purdue University. “It’s going to send a lot of people to emergency medical care.” The study Greatly enhanced risk to humans as a consequence of empirically determined lower moist heat stress tolerance was conducted by Purdue […]

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Tipped Tipping Points, Feedback Loops, and the Domino Effect

By Daniel Brouse and Sidd Mukherjee September 29, 2023 A look at three (3) of the multiple tipping points we appear to have breached and The Domino Effect: Mountain Glacier Loss Collapse of AMOC (Atlantic Meridional Overturning Circulation) Amazon Rainforest Dieback Crossing one tipping point would be alarming. For instance, crossing the tipping point for […]

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California Homeowners Insurance Consider Climate Change Prices

California use to only allow a max of 7% increase a year on homeowners insurance… and only base premiums on past payouts on a property. Not anymore. “California will let insurance companies consider climate change when setting their prices, the state’s chief regulator announced Thursday, a move aimed at preventing insurers from fleeing the state […]

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Climate Change: Insurance Risk

The 9th National Risk Assessment for Homeowners Insurance found climate risks place 39 million U.S. homes at risk of losing their insurance. “Sound pricing is going to make it unaffordable to live in certain places as climate impacts emerge.” “There’s this climate insurance bubble out there,” said Jeremy Porter, the head of climate implications at […]

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Insurance, and the Lack Thereof

The Washington Post reported, “Home insurers cut natural disasters from policies as climate risks grow“. “Allstate, American Family, Nationwide, Erie Insurance Group and Berkshire Hathaway — have told regulators that extreme weather patterns caused by climate change have led them to stop writing coverages in some regions, exclude protections from various weather events and raise […]

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Climate Change: The End of Times

by Daniel Brouse July 21, 2023 What will the “End of Times” look like? In the 1990’s, we wrote a paper on the worst-case scenario entitled, “The Impact of Governance & Globalization on Forecasting (The Tunnel Under Thesis).” The theory predicted that forecasting would become increasing difficult. “The result — a figurative, as well as, […]

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Your National Debt

by Daniel Brouse June 8, 2023 The Economic Monsters: Inflation and Interest Rates I Economic Forecast = Inflation (2018) II Inflation Bites (2022) III U.S. Mass Consumption Results in Global Economic Disparity, Inequity, and Poverty (2023) IV Investment Recommendation: Savings Bonds / I Bonds (2023) Part V: Your National Debt The federal government currently has […]

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Climate Change Impacts on Flood Risks and Real Estate Values

by Daniel Brouse and Sidd Mukherjee February 26, 2023 Climate change poses many risks to real estate values. In general, as energy is added to a system, the fluctuations in the system increase. So, we expect more storms, more droughts, more wildfires, more floods, more fluctuations of all kinds. What we are saying is that […]

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