Category Archives: Business

Money Moves People: Why Demand Destruction May Be the Fastest Path Beyond Fossil Fuels

by Daniel Brouse 2026: The New Economic Reality Money moves people. The climate costs of fossil-fuel dependence are increasingly outweighing its benefits—not in some distant future, but here and now. We are moving beyond arguments about what climate change might cost decades from today. Across the Western world, climate impacts are already imposing costs of […]

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4.9% PPI: That’s Essentially 5% Producer Inflation

by Daniel Brouse A 4.9% year-over-year Producer Price Index (PPI) increase means the average price level producers face is nearly 5% higher than it was one year ago. The math is straightforward: 5.0% − 4.9% = 0.1 percentage point That puts the headline PPI rate just one-tenth of a percentage point below 5%. For example, […]

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July 2026: The Record Heat Was Especially Dangerous After Sunset

by Daniel Brouse July 2026 was officially the hottest month ever recorded for the contiguous United States since national records began in 1895. According to the National Oceanic and Atmospheric Administration (NOAA), the average temperature across the Lower 48 reached 76.9°F—about 3.3°F above the 20th-century average and roughly 0.1–0.2°F warmer than the previous July records […]

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Integrated Climate Stewardship: The Fossil Fuel Question and Answer

Question: I use phasing out in a way that means completely ending the use and production of fossil fuels down to zero. Phasing down means a gradual reduction or scaling back in FF use over time without specifying a complete stop. Would add or alter that in any way? How would you define differntiate ‘transition […]

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The Future of Energy Is Not Static

By Daniel BrouseEconomist & ClimatologistMembrane Domain USAAugust 10, 2026 I’m not certain what the future holds. I don’t think anyone can be. But I’m also not convinced that the future of fossil fuels can be projected simply by looking at today’s production levels and assuming they will continue indefinitely. There is a very real possibility […]

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Science Is Science: Confronting Denialism and Ecofascism

About Denialism and Ecofascism: Science Is Science The ObservationGlad to know you’re watching out! At the same time, this divisiveness—when we desperately need everyone to pull together because it’s a CRISIS, right?—makes me somehow deeply sad. That’s a big job right there… How do we reach those who seem furthest away from any kind of […]

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Real Estate Climate Risk Models

by Daniel Brouse and Sidd Mukherjee Background Sidd said: “frightening article by Jeff Masters. We saw some of this coming, the flood risk aint justalong the coast, it extends 100 miles inland…the water cant get out …” https://yaleclimateconnections.org/2026/08/the-floods-of-the-future-wont-come-one-at-a-time/ In the 1990s, Sidd and I began developing real-estate-based climate risk models. From the beginning, one of […]

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Global Real Estate Climate Risk: A Multiplicative Vulnerability Ranking

by Daniel Brouse and Sidd Mukherjee The Multiplicative Climate Risk Formula The Multiplicative Climate Risk Formula is a real-estate climate-risk model designed to capture how multiple hazards and vulnerabilities can interact and compound rather than occur independently. The framework incorporates interconnected risks including sea-level rise, storm surge, extreme precipitation, flooding, hydroclimatic whiplash, wildfires, drought, extreme […]

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Coupled Climate Feedbacks and Cascading Real Estate Risk

by Daniel Brouse and Sidd Mukherjee How Compound Flooding Is Reshaping Property Values, Insurance Availability, and Coastal Habitability Climate change is creating a new class of real-estate risk in which the physical hazards of flooding increasingly interact with financial, insurance, infrastructure, and housing systems. Sea-level rise, heavier precipitation, and more intense or slower-moving hurricanes are […]

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High-Risk U.S. Real Estate Regions Under the Multiplicative Climate Risk Framework

by Daniel Brouse and Sidd Mukherjee The Multiplicative Climate Risk Formula The Multiplicative Climate Risk Formula is a real-estate climate-risk model designed to capture how multiple hazards and vulnerabilities can interact and compound rather than occur independently. The framework incorporates interconnected risks including sea-level rise, storm surge, extreme precipitation, flooding, hydroclimatic whiplash, wildfires, drought, extreme […]

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