by Sidd Mukherjee and Daniel Brouse A New Era of Climate Risk Finance Wildfire-exposed catastrophe bond issuance has surged to $5.183 billion year-to-date in 2026, rapidly approaching the full-year record of $5.55 billion set in 2025. Driven by escalating wildfire losses, expanding climate risks, and increasingly sophisticated risk models, insurers are turning to global capital […]
Category Archives: Business
Wildfire Catastrophe Bonds Surge as Insurers Transfer Record Climate Risk to Capital Markets
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Climate Shock to the Food System
by Daniel Brouse How Extreme Heat, Drought, Disease, and Global Supply Disruptions Are Reshaping Agriculture and Raising Food Prices Introduction Climate change is increasingly affecting agriculture through multiple, interconnected pathways. Extreme heat, prolonged drought, erratic rainfall, declining water availability, wildfire, shifting pest and disease pressures, and disruptions to livestock production are converging to create a […]
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Climate Change Impacts and You: The Rising Cost of a Changing Climate
by Daniel Brouse Introduction Climate change is no longer simply a future environmental threat. It is increasingly affecting American households through higher costs, declining air quality, extreme heat, infrastructure disruptions, property damage, and changing patterns of disease. Although catastrophic floods, hurricanes, wildfires, and other disasters dominate the headlines, the most widespread climate impact may be […]
Also posted in Agriculture, Energy, Environment, Finance, Global Warming, Government, health and wellness, Science, Security, Society, taxes, weather
Tagged climate change, real estate
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Climate Change and the Global Insurance Crisis: Rising Losses, Retreating Insurers, and the Growing Protection Gap
by Daniel Brouse Climate change is fundamentally destabilizing insurance markets by driving increasingly severe financial losses, pushing premiums sharply higher, and causing insurers to reduce or withdraw coverage in some high-risk regions. As extreme weather events become more frequent and, in many cases, more intense, traditional underwriting models are being challenged by rapidly changing risk. […]
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Heat-Triggered Flash Droughts: The Rapid Intensification of Heat, Drought, and Wildfire Risk
by Daniel Brouse The Trend Flash droughts are one of the three fastest-accelerating climate extremes. The share of global land affected by heat-driven drought has expanded dramatically—from approximately 2.5% in the 1980s to 16.7% in recent years. The rate of increase has also accelerated, rising roughly eightfold since 2000. This shift is important because heat-triggered […]
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Consumer Solar Panels
Michigan State University’s technology sounds amazing because it can turn almost any window into a power generator. However, there’s an inherent trade-off: allowing light to pass through the window means not absorbing the visible energy needed to generate electricity, which limits energy efficiency. What may be even more promising are “balcony” solar panels. These systems […]
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Greenland’s Melting Glaciers: Why Their Retreat Affects Everyone
by Daniel Brouse The overwhelming interest in Greenland’s dramatic iceberg rollover has raised an important question: Why should people who live thousands of miles from a glacier care? Glacial retreat reshapes nearby landscapes almost immediately, but its most significant impacts extend far beyond the Arctic. As glaciers disappear, the effects ripple through water supplies, food […]
Climate Change Hotspots: Highest Risk Over the Next Decade
by Daniel Brouse Climate Change Hotspots: Highest Risk Over the Next Decade
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Climate Change Today
When Weather Becomes Climate By Daniel Brouse Earth functions as a single interconnected system, and climate is one of its defining components. For much of modern science, climatology focused primarily on identifying individual causes and effects. Today, that focus has expanded toward understanding the behavior of the entire Earth system. The dynamics of complex nonlinear […]
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Spoiled Soil
by Daniel Brouse Spoiled Soil What Is Happening to the Dirt Beneath Your Feet? Most people think of soil as nothing more than dirt. In reality, healthy soil may be one of the most important—and overlooked—parts of Earth’s climate system. Unlike the atmosphere, oceans, or glaciers, soil is alive. A single handful of healthy soil […]
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