The average annual homeowners insurance premium for a $300,000 house varies widely by state, driven by factors like natural disaster risks, repair costs, and location-specific risks. For example, in states with frequent hurricanes, like Florida, the average premium is exceptionally high, around $10,996. In contrast, Idaho has a more affordable rate, at around $1,636, while […]
Tag Archives: real estate
The Cost of Climate Change: Rising Homeowners Insurance Rates
Posted in Agriculture, Business, Energy, Finance, Global Warming, Government, health and wellness, Science
Also tagged climate change, homeowners insurance, insurance
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Economic Outlook 2025 – 2035
During the first Trump administration, tax cuts initially accelerated economic growth but led to increased federal deficit spending, which soon drove up borrowing costs and ultimately slowed the economy. While many attributed the initial supply chain issues and inflationary pressures primarily to the COVID-19 pandemic, the first inflationary event was actually sparked by climate change—the […]
Posted in Business, Education, Energy, Environment, Finance, freedom, Global Warming, Government, health and wellness, History, International, Science
Also tagged climate change
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The Trump Trade
Why have interest rates been going up after the Fed cut rates? Because investors concur that Trump’s economic polices will be harmful to the economy, drive up inflation, and explode the national debt. Investors have been making “Trump Trades” based on this concern. Unfortunately, a large number of investors — approximately 75% — currently expect […]
Posted in Agriculture, Business, children, Education, Energy, Environment, Finance, freedom, Government, International, Law, taxes
Tagged real estate
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Real Estate Market Update
By Daniel Brouse August 5, 2024 Short sellers in the real estate market are currently anticipating a significant downturn, driven by a combination of factors. The recent trend of private investment groups purchasing large quantities of real estate has led to concerns about a potential future liquidation of these assets. As these investment groups may […]
The Federal Reserve and the Chevron Decision
by Daniel Brouse July 10, 2024 The Federal Reserve chairman was questioned in Congress today about the potential impacts of the ‘Chevron Decision’ on the Fed. Although he mentioned that it was too early to determine the full effects, he acknowledged that numerous frivolous lawsuits could become a significant hindrance. This uncertainty clearly poses challenges […]
Posted in Business, Environment, Finance, freedom, Global Warming, Government
Also tagged climate change, interest rates
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Looming Deadlines for Coastal Resilience: Rising Seas, Disruptive Tides, and Risks
Looming Deadlines for Coastal Resilience: Rising Seas, Disruptive Tides, and Risks to Coastal Infrastructure The report “Looming Deadlines for Coastal Resilience: Rising Seas, Disruptive Tides, and Risks to Coastal Infrastructure” highlights the critical challenges and timelines faced by coastal communities in addressing the impacts of climate change. Key points include: Rising Sea Levels: Coastal regions […]
Posted in Business, Environment, Global Warming, Science
Also tagged climate change, flood insurance
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Investments / Savings / Asset Allocation Update
Investment Recommendation: I Bonds and T-Bills One of the best investments is Treasury Direct I Bonds. I Bonds’ interest rates are determined by the rate of inflation. I Bonds can be purchased directly from the Treasury Department without a middle man, brokerage, or bank. There is no risk of losing your principle investment. They are […]
Posted in Business, Environment, Finance, Global Warming
Also tagged climate change, money
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Costly Disasters: Hurricanes
By Daniel Brouse In the United States, hurricanes stand out as the most financially burdensome type of climate-related disaster. While the number of disasters related to extreme weather events such as rain, hail, and wind, resulting in over a billion dollars in damage may be higher, the sheer magnitude of damage caused by a single […]
Posted in Business, Environment, Global Warming, Government, health and wellness, Science
Also tagged climate change
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Climate Change, Inflation, and You
Currently, a major contributor to inflation is the surge in homeowners’ insurance costs, propelled by the unprecedented number of climate disasters in 2023. California, Louisiana, and Florida are now dependent on government assistance to manage the financial burden of residential property insurance. Flood insurance will become expensive and difficult to obtain. NOAA: A historic year […]
Posted in Business, Energy, Environment, Global Warming, health and wellness, Science
Also tagged extreme weather events, flood insurance, flooding, Government, rising sea level, Science, weather climate change
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Climate Change Wildfires
by Daniel Brouse and Sidd Mukherjee About the 2023 wildfires in Hawaii, Governor Josh Green said, “For perspective, we’ve had six fire emergencies this August, we had six fire emergencies between 1953 and 2003. That’s how- how fast things are changing. I know that there is debate out there whether we should be talking about […]
Posted in Agriculture, Business, Environment, Global Warming, health and wellness, Science, weather
Also tagged climate change, climate-resilient environment, desertification, homeowners insurance, soil degradation, trees, wildfires
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