Tag Archives: flood insurance

Climate Change: Increasingly Costly for Americans to Insure Their Homes

The report by PolicyGenius Home insurance prices are rising even faster than inflation explains how climate change is making homeowners’ insurance more difficult and costly to obtain: Severe natural disasters Climate change has increased both the length and severity of the hurricane and wildfire seasons in the U.S., causing many insurance companies to increase rates […]

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10% of Canadian Homes Uninsurable Due to Extreme Weather and the Climate Crisis

The Guardian reports The uninsurables: how storms and rising seas are making coastlines unliveable. “In Canada, the number of uninsurable homes has reached 10%, according to industry figures. The Magdalen archipelago is losing half a metre each year to erosion, roads have fallen into the sea and the sand dunes that once offered protection from […]

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Hurricane Ian: Florida Becoming Uninhabitable

October 2, 2022 How long would it take to go 100% green? “It depends on cooperation. If we all cooperated, we could change over within 6 months. However, we don’t expect the climate deniers will cooperate. In the meantime, many countries plan to reduce fossil fuels by 2030. Some countries, such as China, are building […]

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Rising Sea Levels: 100’s of 1,000’s of Buildings in Danger of Submerging by 2050

Real estate across millions of acres in the United States are projected to be submerged under seawater by 2050 as reported in Sinking Tax Base Land and Property at Risk from Rising Seas. ZME science summarizes the findings as follows: The research group Climate Central, a nonprofit that analyzes and reports on climate science, looked […]

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Melting of Greenland Ice Cap is Inevitable

“Major sea-level rise caused by melting of Greenland ice cap is ‘now inevitable’” In 1995, I was convinced climate change was happening at an exponential rate; however, Sidd said we need more data over a longer time period. (The consensus at the time was it was linear, and we had thousands of years to solve […]

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The End of Days: Floods

While record breaking droughts have been recorded on 5 of the 6 continents Africa, Australia, North and South America, and Eurasia, parts of the world are also seeing recorded breaking floods. “A warmer atmosphere holds more moisture—about 7 percent more per 1.8°F (1°C) of warming—and scientists have already observed a significant increase in atmospheric moisture […]

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Florida Insurance Regulators Taking an “unprecedented” and “extraordinary” Step

The St. Lucie News Tribune reports: Florida insurance regulators are taking an “unprecedented” and “extraordinary” step to try and prevent tens of thousands of homeowners from being forced to look for new property insurance coverage if rating agency Demotech follows through on plans to downgrade many Florida carriers. The Florida Office of Insurance Regulation announced […]

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Cost of Property Insurance in Florida

Florida Politics reports in their article, As climate in Florida sets ‘new normal,’ cost of property insurance will separate haves, have-nots: “Insurers believe that due to climate change, this is the new normal. They’re finding that catastrophic and non-catastrophic weather events are increasing in severity every year,” said Paul Handerhan, president of the Federal Association […]

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Frequency of Flash Floods

As the climate warms, the air holds more moisture. Theoretically, there is a 7% increase in atmospheric water holding capacity per degree Celsius warming. A recent study published in Nature The conterminous United States are projected to become more prone to flash floods in a high-end emissions scenario suggests extreme precipitation might be increasing even […]

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Homeowners Insurance and Extreme Weather Events

Homeonwers insurance is becoming more expensive or even unavailable due to the increase frequency and intensity of extreme weather events caused by climate change. NOLA newspapers reports: Louisiana’s homeowners insurance market straining under weight of 600,000 claims Two active Atlantic hurricane seasons in a row have made some insurers insolvent. It’s the latest sign of […]

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