Category Archives: Global Warming

The Sleeping Giant Rages Against the Ghost in the Machine Update

by Daniel Brouse March 23, 2024 You asked: I am terrified of what the summer will bring. Yet I also wonder if enough people suffer from out-of-control heat, might it wake up some sleepers? There aren’t enough people paying attention. This is also a significant concern for me. Traditionally, we would expect to observe a […]

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Climate Change and Homeowners’ Insurance

by Daniel Brouse A significant factor contributing to both increased costs and decreased availability of homeowners insurance is climate change. The surge in insurance costs is primarily driven by the unprecedented number of climate-related disasters. States like California, Louisiana, and Florida now heavily rely on government aid to manage the financial burdens associated with residential […]

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Climate Change Rate of Acceleration Update

by Brouse and Mukherjee Doubling time is the amount of time it takes for a quantity to double in size (exponential growth). By 2020, there was enough data to see the doubling time of some anthropogenic climate affects had gone from 100 years to 10 years. For instance the rate of sea level rise has […]

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Sea Level Rise: Doubling Down

by Daniel Brouse When we authored our paper on the acceleration of climate change, we couldn’t have anticipated its rapid pace. The doubling period for sea level rise, which was projected to span 100 years, dramatically shortened to 10 years by 2020. Shockingly, recent observations indicate that this doubling period has further compressed to just […]

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Enso-Neutral Not So Neutral

by Daniel Brouse The neutral phase of the El Niño-Southern Oscillation (ENSO) occurs when water temperature anomalies in the eastern and central Pacific range between 0.5 °C and -0.5 °C. During this period, neither La Niña nor El Niño conditions dominate, and it is sometimes humorously referred to as “La Nada”; however, ENSO-neutral is anything […]

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Investments / Savings / Asset Allocation Update

Investment Recommendation: I Bonds and T-Bills One of the best investments is Treasury Direct I Bonds. I Bonds’ interest rates are determined by the rate of inflation. I Bonds can be purchased directly from the Treasury Department without a middle man, brokerage, or bank. There is no risk of losing your principle investment. They are […]

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Costly Disasters: Hurricanes

By Daniel Brouse In the United States, hurricanes stand out as the most financially burdensome type of climate-related disaster. While the number of disasters related to extreme weather events such as rain, hail, and wind, resulting in over a billion dollars in damage may be higher, the sheer magnitude of damage caused by a single […]

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Inflation Update: Auto Insurance

by Daniel Brouse In recent inflation reports, homeowners’ insurance, wages, and auto insurance have emerged as primary drivers contributing to the persistence of inflation. The inflationary pressures on auto insurance have been further exacerbated by two key factors: 1) Collision coverage: The prevalence of accidents caused by distracted driving, particularly due to cell phone usage, […]

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Climate Change, Inflation, and You

Currently, a major contributor to inflation is the surge in homeowners’ insurance costs, propelled by the unprecedented number of climate disasters in 2023. California, Louisiana, and Florida are now dependent on government assistance to manage the financial burden of residential property insurance. Flood insurance will become expensive and difficult to obtain. NOAA: A historic year […]

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Climate Change Today

By Daniel Brouse March 23, 2024 We are aware that the average temperature increased by 1.2°C by 2022. Subsequently, the annual average temperature exceeded 1.5°C for the first time in January 2024. There is a substantial likelihood that if humans persist in emitting greenhouse gases at the current rate, the temperature will rise by 4°C […]

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