Investment Recommendation: I Bonds and T-Bills One of the best investments is Treasury Direct I Bonds. I Bonds’ interest rates are determined by the rate of inflation. I Bonds can be purchased directly from the Treasury Department without a middle man, brokerage, or bank. There is no risk of losing your principle investment. They are […]
Category Archives: Finance
Investments / Savings / Asset Allocation Update
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Tagged climate change, money, real estate
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About the Membrane Domain
This website was established by a diverse group, including musicians, writers, computer wizards, businessmen, videots, and individuals with a keen interest. We named this collective effort “The Philadelphia Spirit Experiment.” PHILADELPHIA? Frustrated with outdated systems and unsuccessful attempts to change them, we chose to take action — perhaps in the spirit of our forefathers? SPIRIT? […]
Also posted in Business, children, Christmas, Education, Energy, Environment, freedom, Global Warming, health and wellness, Medicine, music, Politics, Religion, Science
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Earth’s Vital Signs
by Daniel Brouse Human-induced climate change serves as a dynamic and intricate component within an unordered system, guided by chaos theory. This suggests that global warming is undergoing exponential acceleration in a complex manner. The pace at which climate change is accelerating can be described as rapid, as evident in the intensity, duration, and likelihood […]
Also posted in Agriculture, Business, children, Education, Energy, Environment, Global Warming, Government, health and wellness, International, music, Philosophy, Politics, Religion, Science
Tagged action, aid, cliamte change, discontinue, help, love, pollution, reduce
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How is All Real Estate at Risk From Climate Change?
By Daniel Brouse and Sidd Mukherjee Climate change poses risks to real estate in the United States in various ways, and these risks can affect property values, insurance costs, and overall property resilience. Here are some ways in which all US real estate is at risk from climate change: Sea Level Rise and Coastal Properties: […]
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Tagged climate change, climate-resilient environment, desertification, flood insurance, flooding, homeowners insurance, real estate, rising sea level, soil degradation, trees, wildfires
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Treasury Auctions and Record Budget Deficits
by Daniel Brouse November 9, 2023 Attention armchair economists, investors, and homeowners: the 30-year Treasury auction was “bad” today … when I say bad, I mean bad for those not investing in Treasuries. What does it mean? The government went to borrow money today, and people didn’t want to lend them money. The 30-year interest […]
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Tagged AI, budget deficit, interest rates, real estate, securities, Treasuries
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Climate Change: The End of Times
by Daniel Brouse July 21, 2023 What will the “End of Times” look like? In the 1990’s, we wrote a paper on the worst-case scenario entitled, “The Impact of Governance & Globalization on Forecasting (The Tunnel Under Thesis).” The theory predicted that forecasting would become increasing difficult. “The result — a figurative, as well as, […]
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Tagged climate change
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Your National Debt
by Daniel Brouse June 8, 2023 The Economic Monsters: Inflation and Interest Rates I Economic Forecast = Inflation (2018) II Inflation Bites (2022) III U.S. Mass Consumption Results in Global Economic Disparity, Inequity, and Poverty (2023) IV Investment Recommendation: Savings Bonds / I Bonds (2023) Part V: Your National Debt The federal government currently has […]
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Tagged climate change, Economics, Federal Reserve, Federal Reserve Balanace Sheet, inflation, national debt, Treasury Department
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Climate Change Impacts on Flood Risks and Real Estate Values
by Daniel Brouse and Sidd Mukherjee February 26, 2023 Climate change poses many risks to real estate values. In general, as energy is added to a system, the fluctuations in the system increase. So, we expect more storms, more droughts, more wildfires, more floods, more fluctuations of all kinds. What we are saying is that […]
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Tagged cliamte change, climate displacement, climate migration, climate refugees, flood insurance, real estate, rising sea level
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Real Estate Underwater: Displacement and Climate Refugees
by Daniel Brouse February 22, 2023 For years climate scientists have been trying to develop models for the real estate market impacted by rising sea levels. Florida is proving to be a microcosm of coastal real estate. “Everybody thinks this is a God-given sea level,” Harold Wanless, who heads the University of Miami’s geology department […]
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Tagged cliamte change, climate displacement, climate migration, climate refugees, flood insurance, real estate, rising sea level
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Economic Update: Inflation, Interest Rates, AI, Consumer Spending, Climate Change, and Fiscal Policy
by Daniel Brouse February 3, 2023 This article is about the economic conditions up to 2023 and a forecast for the foreseeable future. It helps to understand fiscal and monetary polices prior to reading the following. In 2022 and 2023, the Federal Reserve raised their interest rates charged to other banks 4.75 percent in an […]
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Tagged Federal Reserve, inflation, interest rates, money, real estate
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