Category Archives: Government

Climate Change Impacts on Flood Risks and Real Estate Values

by Daniel Brouse and Sidd Mukherjee February 26, 2023 Climate change poses many risks to real estate values. In general, as energy is added to a system, the fluctuations in the system increase. So, we expect more storms, more droughts, more wildfires, more floods, more fluctuations of all kinds. What we are saying is that […]

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Investment Recommendation: Savings Bonds / I Bonds

January 11, 2023 One of the best investments is Treasury Direct I Bonds. I Bonds’ interest rates are determined by the rate of inflation. The rate of return on January 11, 2023 is 6.89%. I Bonds can be purchased directly from the Treasury Department without a middle man, brokerage, or bank. There is no risk […]

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Climate Change: No Credible Pathway to 1.5C Limit

The UN Environment Programme (UNEP) insisted there is “no credible pathway to 1.5C in place.” The report Climate change: No ‘credible pathway’ to 1.5C limit found: National pledges to reduce harmful emissions offer little hope of avoiding climate disaster, UN climate experts said on Thursday, in an urgent appeal for a radical transformation of the […]

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Climate Plans Remain Insufficient: More Ambitious Action Needed Now

The UN’s United in Science 2022 release their report A multi-organization high-level compilation of the most recent science related to climate change, impacts and responses. In order to avoid catastrophic climate change, greenhouse gas emissions need to be reduced by 45% by 2030. Currently, greenhouse gas emissions will INCREASE by 13% by 2030. “According to […]

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10% of Canadian Homes Uninsurable Due to Extreme Weather and the Climate Crisis

The Guardian reports The uninsurables: how storms and rising seas are making coastlines unliveable. “In Canada, the number of uninsurable homes has reached 10%, according to industry figures. The Magdalen archipelago is losing half a metre each year to erosion, roads have fallen into the sea and the sand dunes that once offered protection from […]

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Hurricane Ian: Florida Becoming Uninhabitable

October 2, 2022 How long would it take to go 100% green? “It depends on cooperation. If we all cooperated, we could change over within 6 months. However, we don’t expect the climate deniers will cooperate. In the meantime, many countries plan to reduce fossil fuels by 2030. Some countries, such as China, are building […]

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Worldwide Droughts

August 2022 There are droughts in North America, South America, Europe, Asia, and Africa. * UN lists 23 countries that are in severe drought: Afghanistan, Angola, Brazil, Burkina Faso, Chile, Ethiopia, Iran, Iraq, Kazakhstan, Kenya, Lesotho, Mali, Mauritania, Madagascar, Malawi, Mozambique, Niger, Somalia, South Sudan, Syria, Pakistan, the United States and Zambia. * U.S. officials […]

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Climate Endgame: Exploring Catastrophic Climate Change

Proceedings of the National Academy of Sciences of the United States of America released the study Climate Endgame: Exploring catastrophic climate change scenarios: Prudent risk management requires consideration of bad-to-worst-case scenarios. Yet, for climate change, such potential futures are poorly understood. Could anthropogenic climate change result in worldwide societal collapse or even eventual human extinction? […]

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Florida Insurance Regulators Taking an “unprecedented” and “extraordinary” Step

The St. Lucie News Tribune reports: Florida insurance regulators are taking an “unprecedented” and “extraordinary” step to try and prevent tens of thousands of homeowners from being forced to look for new property insurance coverage if rating agency Demotech follows through on plans to downgrade many Florida carriers. The Florida Office of Insurance Regulation announced […]

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Immigration and the Wage Inflation Spiral

An important factor in our inflation situation is immigration. The US has stagnant population growth (as does the UK, EU, etc. Japan has a declining population.) During the Trump administration, the US drastically curtailed immigration. The Biden administration continues to do so today. The result has been wage inflation. The wage inflation that started in […]

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