Buyer Beware: Flood and Storm Damage

As sea levels rise and storms become more volatile, some areas are actually reducing their standards for building codes.

The Insurance Institute for Business & Home Safety released their 2018 report. The analysis assesses the progress of 18 hurricane-prone coastal states along the Gulf of Mexico and the Atlantic Coast in strengthening their residential building codes.

“While many states have affirmed their commitment to strong building codes, in others there is a concerning lack of progress in the adoption and enforcement of updated residential building code systems. Because residential building codes represent a minimum life-safety standard for occupancy, the findings suggest that many homes remain at risk from severe hurricane events.”

Below are the 2018 state scores, based on a 100-point scale, where 100 is the best available score:

Hurricane Ratings

Hurricane Ratings

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