The New York Times reports, “With 130-Mile Coast, New Jersey Marks a First in Climate Change Fight
New Jersey will become the first state to require that builders take into account the impact of climate change, including rising sea levels, in order to win government approval for projects, Gov. Philip D. Murphy announced on Monday.
The move by Mr. Murphy, a Democrat, is part of a widening effort by states to use regulations to address worsening climate conditions and to aggressively counteract the Trump administration’s push to roll back environmental regulations.
“This is not abstract for us,” Mr. Murphy said in an interview. “This is real. The dangers are there.”
New Jersey’s initiative is believed to be the broadest, and most specific, attempt to leverage land-use rules to control where and what developers can build, and to limit the volume of emissions that are spewed into the air.
“It gives us the ability to say no, or to say, ‘You have to do it differently,’” said Kathleen Frangione, the governor’s chief policy adviser.
Mr. Murphy, through executive order, will require the state Department of Environmental Protection to begin the process of drafting new regulations to be adopted by January 2022. The changes do not require legislative approval, but could face legal and political challenges.
- Homeowners insurance does NOT cover flooding
- Flood insurance is obtained through the government’s flood insurance program
- Flood insurance does not cover the basement of a house
- Flood insurance covers a lifetime maximum of $250,000 in coverage
This means if you make a claim for $150,000 the maximum coverage for the life of the property drops to $100,000.