There are plenty of false and misleading memes circulating about using cash. There’s no direct harm to others in using cash, but it does come with greater risks, such as theft, the inability to track spending easily, and poor financial returns. That said, cash isn’t going away anytime soon. The real issue lies in the class warfare and the spread of false and misleading information. Propaganda that promotes fear or division, like suggesting that the use of digital payments is part of some nefarious agenda, distracts from more pressing issues. We should focus on facts and avoid being swayed by misinformation designed to sow discord. Perhaps just as important is that using cash is a poor financial decision. A wise investor keeps their money in the bank for an additional 25-30 days, earning interest, which can result in hundreds or even thousands of dollars in extra income each year. Teaching your kids to rely on cash isn’t a smart financial move. It can perpetuate poverty and misdirect anger toward big business and corporations instead of encouraging smarter financial decisions.